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National Bankshares NKSH Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$17.51M-7.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.61M+14.5%
Union Bankshares logo
Union BanksharesUNB
$11.62M+15.8%
PRO
Provident Financial HoldingsPROV
$8.84M-8.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$19.74M+30.5%
Southern First Bancshares logo
Southern First BancsharesSFST
$28.96M+28.0%

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's net interest income (after provisions)?
National Bankshares (NKSH) reported net interest income (after provisions) of $12.7M in Q1 2026.
How has National Bankshares's net interest income (after provisions) changed year-over-year?
National Bankshares's net interest income (after provisions) increased by 27.3% year-over-year, from $9.98M to $12.7M.
What is the long-term trend for National Bankshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), National Bankshares's net interest income (after provisions) has grown at a 1.9% compound annual growth rate (CAGR), from $42.29M to $45.58M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for credit losses, which represents the bank's estimate of potential future loan defaults. This metric provides a more accurate view of the bank's true earnings power after accounting for the inherent credit risk in its loan portfolio.