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Union Bankshares UNB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

M&T Bank logo
M&T BankMTB
$1.61B+3.0%
KeyCorp logo
KeyCorpKEY
$1.12B+14.1%
National Bankshares logo
National BanksharesNKSH
$12.7M+27.3%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.85M-24.8%
West Bancorporation logo
West BancorporationWTBA
$24.39M+16.9%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$36.57M+28.6%

Other financials

Income statement

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Revenue$13.8M+8.5%
Net income$3.0M+20.1%
EPS (diluted)$0.65+18.2%

Balance sheet

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Cash & equivalents$29.8M+118%
Total debt$2.4M-4.0%
Total equity$80.6M+15.0%
Total assets$1.6B+6.6%

Cash flow

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Operating cash flow$2.6M-35.2%
CapEx$180.0K+25.9%
Free cash flow$2.5M-37.5%

Valuation

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Market cap$111.94M-5.3%
P/E9.7×-3.2×
P/S-0.3×

Profitability

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Net margin20.8%+2.9pp
FCF margin26.8%-0.7pp

Returns & leverage

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Return on equity15.4%+2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Union Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Union Bankshares's net interest income (after provisions)?
Union Bankshares (UNB) reported net interest income (after provisions) of $11.62M in Q1 2026.
How has Union Bankshares's net interest income (after provisions) changed year-over-year?
Union Bankshares's net interest income (after provisions) increased by 15.8% year-over-year, from $10.04M to $11.62M.
What is the long-term trend for Union Bankshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), Union Bankshares's net interest income (after provisions) has grown at a 4.3% compound annual growth rate (CAGR), from $35.71M to $42.25M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for credit losses, which represents the bank's estimate of potential future loan defaults. This metric provides a more accurate view of the bank's bottom-line earnings potential after accounting for credit risk.