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Finance of America Companies FOA Ginnie Mae loan pools

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Other financials

Income statement

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Revenue$62.5M-64.8%
Net income$2.1M-94.1%
EPS (diluted)-$1.28-160%

Balance sheet

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Cash & equivalents$340.5M+43.9%
Total debt$1.1B-2.0%
Total equity$406.7M-14.1%
Total assets$37.3B+23.8%

Cash flow

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Operating cash flow-$183.3M-90.0%
CapEx$461.0K-76.0%
Free cash flow-$132.7M-160%

Valuation

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Market cap$199.02M-27.2%
Enterprise value$913.32M-18.0%
P/E4.4×
P/S0.6×

Profitability

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Operating margin-0.5%
Net margin-858.3%-1,072pp
FCF margin883.8%+882pp

Returns & leverage

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Return on equity-58.5%+115pp
Debt / equity2.6×+0.3×
Current ratio0.1×

Where this comes from

Reported directly by Finance of America Companies in its filing.

Tagged under the XBRL concept foa:NumberOfServicingGovernmentNationalMortgageAssociationLoanPools.

The source filing: Finance of America Companies’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054843

The Company securitizes HECM loans into HMBS, which Ginnie Mae guarantees, and sells the HMBS in the secondary market while retaining the rights to service the HECM loans. The Company determined that HECM loans transferred into HMBS do not meet the requirements of sale accounting and are not derecognized upon date of transfer. As of June 30, 2026, the Company was servicing 3,534 Ginnie Mae loan pools and the weighted average interest rate on the HMBS related obligations was 5.6%. As of December 31, 2025, the Company was servicing 3,086 Ginnie Mae loan pools and the weighted average interest rate on the HMBS related obligations was 5.6%.

Item 6. Exhibits [75](#i9f360d823dd84a52b5cde401cc43fd46_325)

FAQ

What is Finance of America Companies's ginnie mae loan pools?
Finance of America Companies (FOA) reported ginnie mae loan pools of $3.53K in Q2 2026.
How has Finance of America Companies's ginnie mae loan pools changed year-over-year?
Finance of America Companies's ginnie mae loan pools increased by 19.2% year-over-year, from $2.97K to $3.53K.
What is the long-term trend for Finance of America Companies's ginnie mae loan pools?
Over 2 years (2023 to 2025), Finance of America Companies's ginnie mae loan pools has grown at a 10.0% compound annual growth rate (CAGR), from $2.55K to $3.09K.
What does ginnie mae loan pools mean?
Ginnie Mae loan pools as reported by Finance of America Companies Inc..

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