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Finance of America Companies FOA Operating Lease ROU Assets

Operating Lease ROU Assets at other companies

Sound Financial Bancorp logo
Sound Financial BancorpSFBC
3.1%-354,599,996pp
Home Federal Bancorp logo
Home Federal BancorpHFBL
3%
Better Home & Finance logo
Better Home & FinanceBETR
$4.46M-19.1%
loanDepot logo
loanDepotLDI
$25.95M+0.9%
FS Bancorp, Inc. logo
FS Bancorp, Inc.FSBW
$5.47M+9.9%
EFC
Ellington Financial Inc.EFC
9.2%+0.1pp

Other financials

Income statement

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Revenue$62.5M-64.8%
Net income$2.1M-94.1%
EPS (diluted)-$1.28-160%

Balance sheet

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Cash & equivalents$340.5M+43.9%
Total debt$1.1B-2.0%
Total equity$406.7M-14.1%
Total assets$37.3B+23.8%

Cash flow

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Operating cash flow-$183.3M-90.0%
CapEx$461.0K-76.0%
Free cash flow-$132.7M-160%

Valuation

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Market cap$197.05M-27.9%
Enterprise value$911.35M-18.1%
P/E4.4×
P/S0.6×

Profitability

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Operating margin-0.5%
Net margin-858.3%-1,072pp
FCF margin883.8%+882pp

Returns & leverage

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Return on equity-58.5%+115pp
Debt / equity2.6×+0.3×
Current ratio0.1×

Where this comes from

Reported directly by Finance of America Companies in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The source filing: Finance of America Companies’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054843
Line itemJune 30, 2026December 31, 2025
Government guaranteed receivables40,89147,100
Deferred tax asset, net (Note 12 - Income Taxes)35,441
Retained bonds, at fair value (Note 5 - Fair Value)33,11238,685
Right-of-use assets15,75817,566
Receivables, net of $0 and $8,264 allowance as of June 30, 2026 and December 31, 202515,28726,425
Prepaid expenses10,98010,013
Fixed assets, net5,6824,422
Other12,91515,704

Item 6. Exhibits [75](#i9f360d823dd84a52b5cde401cc43fd46_325)

FAQ

What is Finance of America Companies's operating lease ROU assets?
Finance of America Companies (FOA) reported operating lease ROU assets of $15.76M in Q2 2026.
How has Finance of America Companies's operating lease ROU assets changed year-over-year?
Finance of America Companies's operating lease ROU assets decreased by 17.4% year-over-year, from $19.07M to $15.76M.
What is the long-term trend for Finance of America Companies's operating lease ROU assets?
Over 5 years (2020 to 2025), Finance of America Companies's operating lease ROU assets has grown at a 4629.9% compound annual growth rate (CAGR), from $0.07 to $17.57M.
What does operating lease ROU assets mean?
Right-of-use assets representing the lessee's right to use leased property over the lease term under ASC 842 operating lease classification.

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