What is Freedom Holding's insurance — cost of sales?

Freedom Holding (FRHC) reported insurance — cost of sales of $0 in Q1 2026.

What does insurance — cost of sales mean?

Direct costs associated with the production or delivery of insurance products and services. This includes the direct expenses directly attributable to generating insurance revenue, excluding general overhead.

Freedom Holding (FRHC) Insurance — Cost of Sales

Screener

Other segment segments

Other

$25.24M+104%

Bank

$0—

Brokerage

$0—

Similar metrics at other companies

BROSLabor costs — Cost of Sales

$129.46M+27.8%

WTMSpecialty Insurance Distribution (Distinguished) — Cost of Sales

$0—

WTMP&C Insurance and Reinsurance (Ark/WM Outrigger) — Cost of Sales

$0—

TGTMerchandising Cost of Sales — Cost of Sales

$16.28B+6.0%

CHEFFood Processing Costs — Cost of Sales

$15.45M-6.5%

BROSOccupancy & other costs — Cost of Sales

$83.09M+38.5%

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

See full

Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

See full

Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

See full

Market cap$9.52B-18.2%

Enterprise value$8.6B-14.1%

P/E62.1×—

P/S4.3×-1.2×

Profitability

See full

Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

See full

Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:CostOfGoodsAndServicesSold.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed: Jun 1, 2026, 4:21 PM EDT
Fiscal year: FY2026
Accession: 0000924805-26-000012

STATEMENTS OF OPERATIONS	Brokerage	Banking	Insurance	Other	Total
Advertising and sponsorship expense	37,874	4,688	1,118	59,624	103,304
General and administrative expense	49,455	66,281	8,804	97,799	222,339
(Recoveries)/allowance for expected credit losses	(1,403)	39,616	13,674	478	52,365
Cost of sales	—	—	—	79,632	79,632
TOTAL EXPENSE	375,269	587,216	467,759	535,082	1,965,326
INCOME/(LOSS) BEFORE INCOME TAX	$456,239	$101,986	$30,025	$(362,285)	$225,965
Income tax (expense)/benefit	(84,323)	(17,983)	(7,374)	37,043	(72,637)
NET INCOME/(LOSS)	$371,916	$84,003	$22,651	$(325,242)	$153,328

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's insurance — cost of sales?: Freedom Holding (FRHC) reported insurance — cost of sales of $0 in Q1 2026.
What does insurance — cost of sales mean?: Direct costs associated with the production or delivery of insurance products and services. This includes the direct expenses directly attributable to generating insurance revenue, excluding general overhead.