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Fulton Financial FULT Reportable Segment — Interest Expense, Operating

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Other financials

Income statement

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Revenue$363.6M+12.2%
Net income$99.9M+0.7%
EPS (diluted)$0.52-1.9%

Balance sheet

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Cash & equivalents$1.1B+3.1%
Total debt$1.9B-11.8%
Total equity$3.8B+14.6%
Total assets$34.6B+7.9%

Cash flow

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Operating cash flow$114.7M+16,216%
CapEx$1.5M-84.2%
Free cash flow$113.2M+1,408%

Valuation

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Market cap$4.67B+45.8%
P/E11.9×+2.0×
P/S3.4×+0.9×

Profitability

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Net margin28.8%+3.5pp
FCF margin30.6%+12.5pp

Returns & leverage

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Return on equity11%+1.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Fulton Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Fulton Financial’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:32 PM EST
Fiscal year
FY2025
Accession
0000700564-26-000006
(dollars in thousands, except per-share data)202520242023
FHLB advances24,53537,79346,965
Senior debt and subordinated debt18,40420,25521,361
Other borrowings and interest-bearing liabilities22,88239,08328,002
Total Interest Expense580,527621,871418,950
Net Interest Income1,036,347960,325854,286
Provision for credit losses35,69871,63654,036
Net Interest Income After Provision for Credit Losses1,000,649888,689800,250
Total Non-Interest Income276,766275,731227,678

Item 8. Financial Statements and Supplementary Data

FAQ

What is Fulton Financial's reportable segment — interest expense, operating?
Fulton Financial (FULT) reported reportable segment — interest expense, operating of $145.13M in Q4 2025.
How has Fulton Financial's reportable segment — interest expense, operating changed year-over-year?
Fulton Financial's reportable segment — interest expense, operating decreased by 6.6% year-over-year, from $155.47M to $145.13M.
What is the long-term trend for Fulton Financial's reportable segment — interest expense, operating?
Over 3 years (2022 to 2025), Fulton Financial's reportable segment — interest expense, operating has grown at a 91.1% compound annual growth rate (CAGR), from $83.2M to $580.53M.
What does reportable segment — interest expense, operating mean?
The total cost incurred by the segment to maintain its interest-bearing liabilities, including deposits and borrowings. This is a critical component in calculating the net interest margin and overall operational profitability.

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