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Synchrony Financial SYF Business Segments — Interest Expense, Operating

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Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-4.9%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$25.58B+2.5%
Enterprise value$21.45B-0.3%
P/E7.1×-0.5×

Returns & leverage

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Return on equity21.8%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Synchrony Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Synchrony Financial’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Synchrony Financial's business segments — interest expense, operating?
Synchrony Financial (SYF) reported business segments — interest expense, operating of $968M in Q1 2026.
How has Synchrony Financial's business segments — interest expense, operating changed year-over-year?
Synchrony Financial's business segments — interest expense, operating decreased by 10.9% year-over-year, from $1.09B to $968M.
What is the long-term trend for Synchrony Financial's business segments — interest expense, operating?
Over 3 years (2022 to 2025), Synchrony Financial's business segments — interest expense, operating has grown at a 39.6% compound annual growth rate (CAGR), from $1.52B to $4.14B.
What does business segments — interest expense, operating mean?
The total cost incurred by the segment to fund its lending operations, primarily through interest paid on deposits and borrowed funds. This metric is critical for assessing the cost of capital relative to interest income.