Business Segments — Interest Expense, Operating
Synchrony Financial Business Segments — Interest Expense, Operating decreased by 0.5% to $968.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 10.9%, from $1.09B to $968.00M. Over 3 years (FY 2022 to FY 2025), Business Segments — Interest Expense, Operating shows an upward trend with a 39.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase relative to interest income suggests margin compression, while a decrease indicates lower funding costs or improved liability management.
Detailed definition
The total cost incurred by the segment to fund its lending operations, primarily through interest paid on deposits and b...
Peer comparison
Standard 'Interest Expense' across all banking and lending entities.
syf_segment_synchrony_segment_interest_expense_operatingHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $380.25M | $380.25M | $380.25M | $380.25M | $927.75M | $927.75M | $927.75M | $927.75M | $1.16B | $1.18B | $1.18B | $1.12B | $1.09B | $1.07B | $1.01B | $973.00M | $968.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +144.0% | +0.0% | +0.0% | +0.0% | +25.4% | +1.2% | -0.1% | -4.9% | -2.9% | -1.9% | -5.1% | -3.8% | -0.5% |
| YoY Change | — | — | — | — | +144.0% | +144.0% | +144.0% | +144.0% | +25.4% | +26.9% | +26.8% | +20.5% | -6.6% | -9.5% | -14.0% | -13.0% | -10.9% |
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Frequently Asked Questions
- What is Synchrony Financial's business segments — interest expense, operating?
- Synchrony Financial (SYF) reported business segments — interest expense, operating of $968.00M in Q1 2026.
- How has Synchrony Financial's business segments — interest expense, operating changed year-over-year?
- Synchrony Financial's business segments — interest expense, operating decreased by 10.9% year-over-year, from $1.09B to $968.00M.
- What is the long-term trend for Synchrony Financial's business segments — interest expense, operating?
- Over 3 years (2022 to 2025), Synchrony Financial's business segments — interest expense, operating has grown at a 39.6% compound annual growth rate (CAGR), from $1.52B to $4.14B.
- What does business segments — interest expense, operating mean?
- Total interest costs paid on deposits and debt to fund operations.