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Citizens Community Bancorp CZWI Business Segments — Interest Expense, Operating

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Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's business segments — interest expense, operating?
Citizens Community Bancorp (CZWI) reported business segments — interest expense, operating of $8.51M in Q1 2026.
How has Citizens Community Bancorp's business segments — interest expense, operating changed year-over-year?
Citizens Community Bancorp's business segments — interest expense, operating decreased by 10.5% year-over-year, from $9.51M to $8.51M.
What is the long-term trend for Citizens Community Bancorp's business segments — interest expense, operating?
Over 2 years (2023 to 2025), Citizens Community Bancorp's business segments — interest expense, operating has grown at a 0.8% compound annual growth rate (CAGR), from $35.9M to $36.45M.
What does business segments — interest expense, operating mean?
This reflects the total interest costs incurred by the reportable segment on its deposit liabilities and other interest-bearing borrowings. Monitoring this expense is critical for assessing the segment's cost of funds and its impact on net interest margin.