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Fulton Financial FULT Reportable Segment — Provision for Credit Losses

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Other financials

Income statement

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Revenue$363.6M+12.2%
Net income$99.9M+0.7%
EPS (diluted)$0.52-1.9%

Balance sheet

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Cash & equivalents$1.1B+3.1%
Total debt$1.9B-11.8%
Total equity$3.8B+14.6%
Total assets$34.6B+7.9%

Cash flow

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Operating cash flow$114.7M+16,216%
CapEx$1.5M-84.2%
Free cash flow$113.2M+1,408%

Valuation

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Market cap$4.67B+45.8%
P/E11.9×+2.0×
P/S3.4×+0.9×

Profitability

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Net margin28.8%+3.5pp
FCF margin30.6%+12.5pp

Returns & leverage

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Return on equity11%+1.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Fulton Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The source filing: Fulton Financial’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:32 PM EST
Fiscal year
FY2025
Accession
0000700564-26-000006
(dollars in thousands, except per-share data)202520242023
Other borrowings and interest-bearing liabilities22,88239,08328,002
Total Interest Expense580,527621,871418,950
Net Interest Income1,036,347960,325854,286
Provision for credit losses35,69871,63654,036
Net Interest Income After Provision for Credit Losses1,000,649888,689800,250
Total Non-Interest Income276,766275,731227,678
Non-Interest Expense
Salaries and employee benefits443,546432,821377,417

Item 8. Financial Statements and Supplementary Data

FAQ

What is Fulton Financial's reportable segment — provision for credit losses?
Fulton Financial (FULT) reported reportable segment — provision for credit losses of $8.92M in Q4 2025.
How has Fulton Financial's reportable segment — provision for credit losses changed year-over-year?
Fulton Financial's reportable segment — provision for credit losses decreased by 50.2% year-over-year, from $17.91M to $8.92M.
What is the long-term trend for Fulton Financial's reportable segment — provision for credit losses?
Over 3 years (2022 to 2025), Fulton Financial's reportable segment — provision for credit losses has grown at a 8.4% compound annual growth rate (CAGR), from $28.02M to $35.7M.
What does reportable segment — provision for credit losses mean?
This is an expense set aside to cover potential future losses from loan defaults or credit deterioration within the segment's portfolio. It reflects management's assessment of credit risk and the overall economic environment affecting the segment's borrowers.

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