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Synchrony Financial SYF Business Segments — Provision for Credit Losses

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Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-4.9%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$25.58B+2.5%
Enterprise value$21.45B-0.3%
P/E7.1×-0.5×

Returns & leverage

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Return on equity21.8%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Synchrony Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Synchrony Financial’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Synchrony Financial's business segments — provision for credit losses?
Synchrony Financial (SYF) reported business segments — provision for credit losses of $1.34B in Q1 2026.
How has Synchrony Financial's business segments — provision for credit losses changed year-over-year?
Synchrony Financial's business segments — provision for credit losses decreased by 10.5% year-over-year, from $1.49B to $1.34B.
What is the long-term trend for Synchrony Financial's business segments — provision for credit losses?
Over 2 years (2022 to 2024), Synchrony Financial's business segments — provision for credit losses has grown at a 41.2% compound annual growth rate (CAGR), from $3.38B to $6.73B.
What does business segments — provision for credit losses mean?
The total expense recognized in the income statement to maintain an adequate allowance for expected credit losses. This represents the anticipated cost of bad debt for the period.