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Greene County Bancorp, Inc. GCBC Q4 2025 Annual earnings

Reported September 5, 2025

Revenue$34.5M
EPS$0.55

Next report

Oct 22, 2026 (In 2 weeks)

Financials

Q4 2025

Income statement

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Revenue$20.5M+23.5%
Net income$9.3M+38.6%
EPS (diluted)$0.55+41.0%

Balance sheet

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Cash & equivalents$183.1M-3.8%
Total debt$76.4M-35.0%
Total equity$238.8M+15.9%
Total assets$3.0B+7.6%

Cash flow

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Operating cash flow$13.2M+19.4%
CapEx$305.0K+54.0%
Free cash flow$12.9M+18.8%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$387.7M-32.5%
Enterprise value$280.99M-43.9%
P/E12.5×-10.7×
P/S5.1×-3.7×

Profitability

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Net margin41.3%+3.1pp
FCF margin36.2%+0.1pp

Returns & leverage

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Return on equity14%+1.3pp
Debt / equity0.3×-0.3×

FAQ

When did Greene County Bancorp, Inc. report Q4 2025 earnings?
Greene County Bancorp, Inc. (GCBC) reported Q4 2025 earnings on September 5, 2025.
What were Greene County Bancorp, Inc.'s Q4 2025 revenue and EPS?
Greene County Bancorp, Inc. reported revenue of $34.5M and eps of $0.55 for Q4 2025.
How did Greene County Bancorp, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.1% from $31.0M a year earlier and eps grew 38.6% from $0.40.
Where can I find Greene County Bancorp, Inc.'s Q4 2025 SEC filings?
You can read the 10-K periodic report (0001140361-25-034176) directly on SEC EDGAR. The filing index links above go to sec.gov.