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Green Dot GDOT Q2 2026 earnings

Reported August 10, 2026 · After market close

Revenue$591.3MBeat by $50.1M
EPS$0.26Miss by $0.11
Revenue estimate$541.2M
EPS estimate$0.37
“It was a solid second quarter, coming in modestly ahead of our internal expectations, with several of our divisions generating better-than-expected operating income. Adjusted EBITDA was lower year over year due to the timing of tax revenues and up 5% year to date. The returns on our investments to support and drive growth are becoming more evident, and I am equally proud of the team for building a culture of cost containment and efficiency.”
Jess Unruh

Next report

Nov 9, 2026 (in 2 months)
Revenue estimate$555.9M
EPS estimate$0.10

Financials

Q2 2026

Income statement

See full
Revenue$595.9M+18.2%
Operating income-$761.0K-106%
Net income-$2.1M+95.6%

Balance sheet

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Cash & equivalents$1.1B-50.6%
Total debt$65.5M-10.7%
Total equity$939.4M+2.0%
Total assets$6.2B+10.9%

Cash flow

See full
Operating cash flow$99.6M+44.4%
CapEx$19.8M+1.8%
Free cash flow$79.8M+61.2%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$751.63M-1.6%
Enterprise value-$326.28M-77.9%
P/S0.3×-0.1×

Profitability

See full
Net margin-1.1%—

Returns & leverage

See full
Return on equity-2.8%—
Debt / equity0.1×0.0×
Current ratio0.4×-0.2×

Segments

By segment

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B2B Services$448.4M+28.6%
Consumer Services$84.8M-9.0%
Money Movement Services$51.7M-4.3%
Corporate and Other$11.2M+30.8%

By product

See full
Card revenues and other fees$476.9M+25.1%
Cash processing revenues$53.3M-2.2%
Interchange revenues$44.2M-5.9%

FAQ

When did Green Dot report Q2 2026 earnings?
Green Dot (GDOT) reported Q2 2026 earnings on August 10, 2026 after market close.
What were Green Dot's Q2 2026 revenue and EPS?
Green Dot reported revenue of $591.3M and eps of $0.26 for Q2 2026.
Did Green Dot beat estimates in Q2 2026?
Revenue beat the consensus estimate of $541.2M by $50.1M. EPS missed the consensus estimate of $0.37 by $0.11.
How did Green Dot's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 17.3% from $504.2M a year earlier and eps declined 35.0% from $0.40.
Where can I find Green Dot's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001386278-26-000042) and the 10-Q periodic report (0001386278-26-000045) directly on SEC EDGAR. The filing index links above go to sec.gov.