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Green Dot GDOT Interchange revenues — Operating revenues

Other product segments

Card revenues and other fees
$476.9M+25.1%
Cash processing revenues
$53.3M-2.2%

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Other financials

Income statement

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Revenue$595.9M+18.2%
Operating income-$761.0K-106%
Net income-$2.1M+95.6%

Balance sheet

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Cash & equivalents$1.1B-50.6%
Total debt$65.5M-10.7%
Total equity$939.4M+2.0%
Total assets$6.2B+10.9%

Cash flow

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Operating cash flow$99.6M+44.4%
CapEx$19.8M+1.8%
Free cash flow$79.8M+61.2%

Valuation

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Market cap$758.98M+42.0%
Enterprise value-$318.93M-81.3%
P/S0.3×+0.1×

Profitability

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Operating margin3.9%
Net margin-1.1%
FCF margin9%-2.5pp

Returns & leverage

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Return on equity-2.8%
Debt / equity0.1×0.0×
Current ratio0.4×-0.2×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Green Dot’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:22 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001386278-26-000045
Timing of recognitionB2B Services / (In thousands)Consumer Services / (In thousands)Money Movement Services / (In thousands)Total / (In thousands)
Transferred point in time$40,182$65,382$50,835$156,399
Transferred over time399,51917,651824417,994
Operating revenues (1)$439,701$83,033$51,659$574,393

ITEM 1. Financial Statements

FAQ

What is Green Dot's interchange revenues — operating revenues?
Green Dot (GDOT) reported interchange revenues — operating revenues of $44.19M in Q2 2026.
How has Green Dot's interchange revenues — operating revenues changed year-over-year?
Green Dot's interchange revenues — operating revenues decreased by 5.9% year-over-year, from $46.97M to $44.19M.
What is the long-term trend for Green Dot's interchange revenues — operating revenues?
Over 4 years (2021 to 2025), Green Dot's interchange revenues — operating revenues has grown at a -16.5% compound annual growth rate (CAGR), from $380.04M to $184.6M.
What does interchange revenues — operating revenues mean?
This metric represents the revenue generated from transaction processing fees earned when customers use debit or prepaid cards for purchases. It reflects the volume and frequency of card-based payment activity within the company's financial services ecosystem. As a key component of transaction-based income, it serves as a primary indicator of consumer engagement and the underlying utility of the company's banking products.

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