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OPLN OPLN Interest revenue — Operating revenues

Other product segments

Auction and Related Fees
$241.8M+21.6%
Fee and other revenue
$204.6M+2.3%
Finance revenue
$106.2M-1.5%
Purchased vehicle sales
$98.5M+22.8%
SaaS and Other Revenue
$67.5M+1.4%

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$193M+2.7%

Other financials

Income statement

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Revenue$527.9M+14.7%
Gross profit$256.2M+17.3%
Operating income$73.8M+42.7%
Net income$48.9M+32.5%
EPS (diluted)$0.35+94.4%

Balance sheet

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Cash & equivalents$180.1M-18.3%
Total debt$607.3M+114%
Total equity$1.3B-8.7%
Total assets$4.9B+1.9%

Cash flow

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Operating cash flow$159.6M+30.2%
CapEx$13.1M+10.1%
Free cash flow$146.5M+32.3%

Valuation

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Market cap$4.03B
Enterprise value$4.46B
P/E21.3×
P/S

Profitability

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Gross margin46.5%+0.6pp
Operating margin10.9%+0.1pp
Net margin9.5%+2.4pp
FCF margin18.6%+4.1pp

Returns & leverage

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Return on equity14.4%+5.0pp
Debt / equity0.5×+0.3×
Current ratio1.2×0.0×

Where this comes from

Reported directly by OPLN in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The official record: OPLN’s 10-K, filed February 18, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OPLN's interest revenue — operating revenues?
OPLN (OPLN) reported interest revenue — operating revenues of $57.28M in Q4 2025.
How has OPLN's interest revenue — operating revenues changed year-over-year?
OPLN's interest revenue — operating revenues decreased by 0.9% year-over-year, from $57.78M to $57.28M.
What is the long-term trend for OPLN's interest revenue — operating revenues?
Over 2 years (2023 to 2025), OPLN's interest revenue — operating revenues has grown at a -4.0% compound annual growth rate (CAGR), from $248.4M to $229.1M.
What does interest revenue — operating revenues mean?
This metric represents the total interest income generated by the company's financing segment through the provision of credit services to buyers of used vehicles. It reflects the revenue earned from interest-bearing loans and financial products offered to support marketplace transactions. Monitoring this figure helps investors assess the scale and profitability of the company's lending activities relative to its core remarketing operations.