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OPENLANE OPLN Interest revenue — Operating revenues

Other product segments

Auction and Related Fees
$241.8M+21.6%
Fee and other revenue
$204.6M+2.3%
Finance revenue
$106.2M-1.5%
Purchased vehicle sales
$98.5M+22.8%
SaaS and Other Revenue
$67.5M+1.4%

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Other financials

Income statement

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Revenue$527.9M+14.7%
Gross profit$256.2M+17.3%
Operating income$73.8M+42.7%
Net income$48.9M+32.5%
EPS (diluted)$0.35+94.4%

Balance sheet

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Cash & equivalents$180.1M-18.3%
Total debt$607.3M+114%
Total equity$1.3B-8.7%
Total assets$4.9B+1.9%

Cash flow

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Operating cash flow$159.6M+30.2%
CapEx$13.1M+10.1%
Free cash flow$146.5M+32.3%

Valuation

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Market cap$4.62B+41.3%
Enterprise value$5.05B
P/E24.4×
P/S2.3×

Profitability

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Gross margin46.5%+0.6pp
Operating margin10.9%+0.1pp
Net margin9.5%+2.4pp
FCF margin18.6%+4.1pp

Returns & leverage

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Return on equity14.4%+5.0pp
Debt / equity0.5×+0.3×
Current ratio1.2×0.0×

Where this comes from

Reported directly by OPENLANE in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: OPENLANE’s 10-K, filed February 18, 2026.

Filed
Feb 18, 2026, 11:36 AM EST
Fiscal year
FY2025
Accession
0001395942-26-000006
Line itemYear Ended December 31, 2025Year Ended December 31, 2024Year Ended December 31, 2023
SaaS and other revenue257.1295.1379.7
Purchased vehicle sales410.2327.0236.7
Finance revenue433.7431.1444.0
Total operating revenues1,934.51,788.51,695.7
Operating expenses
Cost of services (exclusive of depreciation and amortization)1,041.7956.3867.6
Finance interest expense109.9123.5130.6
Provision for credit losses42.454.359.2

Item 8. Financial Statements and Supplementary Data

FAQ

What is OPENLANE's interest revenue — operating revenues?
OPENLANE (OPLN) reported interest revenue — operating revenues of $57.28M in Q4 2025.
How has OPENLANE's interest revenue — operating revenues changed year-over-year?
OPENLANE's interest revenue — operating revenues decreased by 0.9% year-over-year, from $57.78M to $57.28M.
What is the long-term trend for OPENLANE's interest revenue — operating revenues?
Over 2 years (2023 to 2025), OPENLANE's interest revenue — operating revenues has grown at a -4.0% compound annual growth rate (CAGR), from $248.4M to $229.1M.
What does interest revenue — operating revenues mean?
This metric represents the total interest income generated by the company's financing segment through the provision of credit services to buyers of used vehicles. It reflects the revenue earned from interest-bearing loans and financial products offered to support marketplace transactions. Monitoring this figure helps investors assess the scale and profitability of the company's lending activities relative to its core remarketing operations.

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