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Globe Life GL Q3 2025 earnings

Reported October 22, 2025 · After market close

Revenue estimate$1.5B
EPS estimate$4.60

Next report

Jul 22, 2026 (in a month)
Revenue estimate$1.6B
EPS estimate$3.66

Financials

Q3 2025

Income statement

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Revenue$1.5B+4.0%
Net income$387.8M+28.0%
EPS (diluted)$4.73+37.5%

Balance sheet

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Cash & equivalents$302.7M+125%
Total debt$3.1B-2.8%
Total equity$5.7B+22.6%
Total assets$30.5B+3.3%

Cash flow

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Operating cash flow$306.0M-10.2%
CapEx$97.3M+232%
Free cash flow$208.7M-33.0%

Valuation & ratios

Q3 2025

Valuation

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Market cap$11.58B+16.5%
Enterprise value$14.39B+10.6%
P/E10.1×+0.9×
P/S1.9×+0.2×

Profitability

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Net margin19.4%+0.3pp
FCF margin21%-3.3pp

Returns & leverage

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Return on equity22.3%-1.3pp
Debt / equity0.5×-0.1×

Versus estimates

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Questions, answered.

When did Globe Life report Q3 2025 earnings?
Globe Life (GL) reported Q3 2025 earnings on October 22, 2025 after market close.
What were Globe Life's Q3 2025 revenue and EPS?
Globe Life reported revenue of $1.5B and diluted EPS of $4.81 for Q3 2025.
Did Globe Life beat estimates in Q3 2025?
Revenue missed the consensus estimate of $1.5B by $6.3M. EPS beat the consensus estimate of $4.60 by $0.21.
How did Globe Life's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 4.0% from $1.5B a year earlier and diluted EPS grew 37.8% from $3.49.
Where can I find Globe Life's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0000320335-25-000064) directly on SEC EDGAR. The filing index links above go to sec.gov.