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Globe Life GL Q4 2025 Annual earnings

Reported February 4, 2026 · After market close

Revenue estimate$1.5B
EPS estimate$3.44

Next report

Jul 22, 2026 (in a month)
Revenue estimate$1.6B
EPS estimate$3.66

Financials

Q4 2025

Income statement

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Revenue$1.5B+3.6%
Net income$266.1M+4.3%
EPS (diluted)$3.30+9.6%

Balance sheet

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Cash & equivalents$144.7M-12.5%
Total debt$2.9B-7.1%
Total equity$6.0B+12.6%
Total assets$30.8B+6.0%

Cash flow

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Operating cash flow$350.6M+4.1%
CapEx$20.5M+36.7%
Free cash flow$330.1M+2.5%

Valuation & ratios

Q4 2025

Valuation

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Market cap$11.13B+18.9%
Enterprise value$13.92B+12.7%
P/E9.6×+0.8×
P/S1.9×+0.2×

Profitability

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Net margin19.4%+0.8pp
FCF margin20.9%-2.1pp

Returns & leverage

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Return on equity20.6%-1.3pp
Debt / equity0.5×-0.1×

Versus estimates

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Questions, answered.

When did Globe Life report Q4 2025 earnings?
Globe Life (GL) reported Q4 2025 earnings on February 4, 2026 after market close.
What were Globe Life's Q4 2025 revenue and EPS?
Globe Life reported revenue of $1.5B and diluted EPS of $3.39 for Q4 2025.
Did Globe Life beat estimates in Q4 2025?
Revenue missed the consensus estimate of $1.5B by $12.1M. EPS missed the consensus estimate of $3.44 by $0.05.
How did Globe Life's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 3.6% from $1.5B a year earlier and diluted EPS grew 8.0% from $3.14.
Where can I find Globe Life's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000320335-26-000029) and the 10-K periodic report (0000320335-26-000090) directly on SEC EDGAR. The filing index links above go to sec.gov.