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Globe Life GL United American — Expected future gross premiums

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Other financials

Income statement

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Revenue$1.6B+8.0%
Net income$287.7M+13.8%
EPS (diluted)$3.65+19.7%

Balance sheet

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Cash & equivalents$255.2M+9.9%
Total debt$3.2B-1.3%
Total equity$6.1B+12.1%
Total assets$31.0B+4.2%

Cash flow

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Operating cash flow$420.9M-2.5%
CapEx$24.9M+112%
Free cash flow$396.0M-5.7%

Valuation

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Market cap$14.28B+22.5%
Enterprise value$17.26B-0.8%
P/E11.8×+0.8×
P/S2.3×+0.3×

Profitability

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Net margin19.6%+1.5pp
FCF margin20.2%-3.9pp

Returns & leverage

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Return on equity20.5%0.0pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by Globe Life in its filing.

Tagged under the XBRL concept gl:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumsBeforeReinsuranceAfterDiscountRateChange.

The source filing: Globe Life’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:32 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000320335-26-000169
Line itemHealth / As of March 31, 2026 / Not discountedHealth / As of March 31, 2026 / At original discount ratesHealth / As of March 31, 2026 / At current discount ratesHealth / As of March 31, 2025 / Not discountedHealth / As of March 31, 2025 / At original discount ratesHealth / As of March 31, 2025 / At current discount rates
United American
PV of expected future gross premiums$13,070,849$7,895,697$7,853,610$9,431,321$5,798,787$5,779,686
PV of expected future net premiums9,036,0835,452,3715,423,6046,522,3254,005,6203,993,693
PV of expected future policy benefits9,125,0805,454,2285,416,6796,644,0124,066,6554,051,322
Family Heritage
PV of expected future gross premiums$7,687,714$4,465,719$4,247,355$7,377,322$4,282,970$4,048,299
PV of expected future net premiums3,288,1611,918,5281,818,0223,236,1211,888,9541,777,351
PV of expected future policy benefits7,684,4973,898,9013,573,3667,307,6843,761,4703,430,602

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Globe Life's united american — expected future gross premiums?
Globe Life (GL) reported united american — expected future gross premiums of $7.85B in Q1 2026.
How has Globe Life's united american — expected future gross premiums changed year-over-year?
Globe Life's united american — expected future gross premiums increased by 35.9% year-over-year, from $5.78B to $7.85B.
What is the long-term trend for Globe Life's united american — expected future gross premiums?
Over 3 years (2022 to 2025), Globe Life's united american — expected future gross premiums has grown at a 14.9% compound annual growth rate (CAGR), from $17.6B to $26.69B.
What does united american — expected future gross premiums mean?
The projected total gross premiums expected to be received from the current portfolio of insurance policies in the United American segment. It serves as a forward-looking indicator of revenue stability and the long-term health of the segment's customer base.

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