Skip to content
Screener

Unum UNM Voluntary Benefits — Expected future gross premiums

Other product segments

Long-term Care
$11.85B-10.3%
Other Insurance Product Line
$0

Similar metrics at other companies

Fidelity National Financial logo
FNFPRT — Expected future gross premiums
$0
F&G Annuities & Life logo
FGPRT — Expected future gross premiums
$0
Fidelity National Financial logo
FNFImmediate annuities — Expected future gross premiums
$0
Fidelity National Financial logo
FNFTraditional Life — Expected future gross premiums
$601M-10.4%
Genworth Financial logo
GNWFixed annuities — Expected future gross premiums
$0
Genworth Financial logo
GNWLife insurance — Expected future gross premiums
$8.77B-7.5%

Other financials

Income statement

See full
Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

See full
Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

See full
Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

See full
Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

See full
Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumUndiscountedBeforeReinsurance.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemGroup DisabilityGroup Life and AD&DVoluntary BenefitsIndividual DisabilityTotal Unum US
Amount of undiscounted:
Expected future benefit payments$5,569.3$886.3$6,186.4$5,076.4$17,718.4
Expected future gross premiums$6,928.6$5,818.2$12,746.8
Amount of discounted (at interest accretion rate):
Expected future gross premiums$4,393.2$4,192.8$8,586.0
Weighted average interest rate:
Interest accretion rate4.3%2.5%5.0%5.1%4.4%
Current discount rate4.7%2.8%5.6%5.2%4.8%

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's voluntary benefits — expected future gross premiums?
Unum (UNM) reported voluntary benefits — expected future gross premiums of $6.93B in Q2 2026.
How has Unum's voluntary benefits — expected future gross premiums changed year-over-year?
Unum's voluntary benefits — expected future gross premiums increased by 9.5% year-over-year, from $6.33B to $6.93B.
What is the long-term trend for Unum's voluntary benefits — expected future gross premiums?
Over 3 years (2022 to 2025), Unum's voluntary benefits — expected future gross premiums has grown at a 15.7% compound annual growth rate (CAGR), from $16.2B to $25.06B.
What does voluntary benefits — expected future gross premiums mean?
This represents the actuarial projection of total future premium income expected to be collected from existing policies in the voluntary benefits segment. It is a key component in calculating the net liability for future policy benefits. This metric helps assess the long-term revenue sustainability of the current insurance portfolio.

Ask your AI about Unum's voluntary benefits — expected future gross premiums.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude