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Group 1 Automotive GPI Finance, insurance and other, net — Total revenues

Other product segments

New vehicle retail sales
$2.56B-4.4%
Used vehicle retail sales
$1.77B+1.1%
Parts and service sales
$704.4M+1.8%
Used vehicle wholesale sales
$149.5M-1.4%

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Other financials

Income statement

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Revenue$5.4B-1.8%
Gross profit$877.9M-1.6%
Operating income$242.6M+3.7%
Net income$130.2M+1.6%
EPS (diluted)$10.85+12.2%

Balance sheet

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Cash & equivalents$41.7M-40.9%
Total debt$3.7B+12.5%
Total equity$2.8B-5.1%
Total assets$10.1B+1.8%

Cash flow

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Operating cash flow$92.4M-41.8%
CapEx$84.0M+60.9%
Free cash flow$8.4M-92.1%

Valuation

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Market cap$3.23B-41.0%
Enterprise value$6.86B-24.8%
P/E9.9×-1.5×
P/S0.1×-0.1×

Profitability

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Gross margin16.1%-0.1pp
Operating margin3.3%-1.0pp
Net margin1.5%-0.8pp
FCF margin1.5%

Returns & leverage

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Return on equity11.2%-5.4pp
Debt / equity1.3×+0.2×
Current ratio0.9×-0.1×

Where this comes from

Reported directly by Group 1 Automotive in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Group 1 Automotive’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 3:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001031203-26-000107
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Used vehicle retail sales1,774.91,755.4
Used vehicle wholesale sales149.5151.6
Parts and service sales704.4692.1
Finance, insurance and other, net215.9226.2
Total revenues5,407.15,505.3
COST OF SALES:
New vehicle retail sales2,389.72,490.3
Used vehicle retail sales1,687.21,661.9

Item 1. Financial Statements

FAQ

What is Group 1 Automotive's finance, insurance and other, net — total revenues?
Group 1 Automotive (GPI) reported finance, insurance and other, net — total revenues of $215.9M in Q1 2026.
How has Group 1 Automotive's finance, insurance and other, net — total revenues changed year-over-year?
Group 1 Automotive's finance, insurance and other, net — total revenues decreased by 4.6% year-over-year, from $226.2M to $215.9M.
What is the long-term trend for Group 1 Automotive's finance, insurance and other, net — total revenues?
Over 4 years (2021 to 2025), Group 1 Automotive's finance, insurance and other, net — total revenues has grown at a 12.6% compound annual growth rate (CAGR), from $581.3M to $934.7M.
What does finance, insurance and other, net — total revenues mean?
This metric represents the aggregate gross revenue generated from finance, insurance, and ancillary service activities within a specific business segment. It captures the total inflow of economic benefits from selling vehicle financing products, insurance policies, and related service contracts to customers. This figure serves as a primary indicator of the segment's market reach and the volume of value-added services attached to core vehicle sales.

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