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Lithia Motors LAD Finance and insurance — Total revenues

Other product segments

New vehicle
$4.38B
Used vehicles
$3.49B
Aftersales
$1.04B+6.1%

Similar metrics at other companies

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ANFinance and insurance, net — Total Revenue
$352M-0.1%
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PAGFinance and insurance, net — Revenue
$205.8M-2.0%
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FFinancing income — Total revenues (Note 4)
$2.02B-1.1%
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FInsurance income — Total revenues (Note 4)
$42M0.0%
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CATFinancial Products — Total sales and revenues
$942M+8.2%
Paccar logo
PCARFinancial Services — Revenue
$542.2M+2.7%

Other financials

Income statement

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Revenue$9.3B+1.0%
Gross profit$1.4B+0.8%
Operating income$335.8M-17.4%
Net income$100.4M-52.1%
EPS (diluted)$4.28-46.1%

Balance sheet

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Cash & equivalents$137.8M
Total debt$651.8M+9.2%
Total equity$6.4B-5.5%
Total assets$25.7B+9.7%

Cash flow

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Operating cash flow-$108.4M-134%
CapEx$97.1M+41.3%
Free cash flow-$205.5M-181%

Valuation

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Market cap$6.72B-24.6%
P/E9.5×-1.1×
P/S0.2×-0.1×

Profitability

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Gross margin15.2%-0.1pp
Operating margin4%-0.4pp
Net margin1.9%-0.4pp
FCF margin-0.8%-0.3pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.1×0.0×
Current ratio-0.2×

Where this comes from

Reported directly by Lithia Motors in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Lithia Motors’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lithia Motors's finance and insurance — total revenues?
Lithia Motors (LAD) reported finance and insurance — total revenues of $359.7M in Q1 2026.
How has Lithia Motors's finance and insurance — total revenues changed year-over-year?
Lithia Motors's finance and insurance — total revenues decreased by 1.3% year-over-year, from $364.3M to $359.7M.
What is the long-term trend for Lithia Motors's finance and insurance — total revenues?
Over 4 years (2021 to 2025), Lithia Motors's finance and insurance — total revenues has grown at a 8.8% compound annual growth rate (CAGR), from $1.05B to $1.47B.
What does finance and insurance — total revenues mean?
This metric represents the total revenue generated from the sale of vehicle financing, extended service contracts, and insurance products associated with vehicle purchases. It serves as a key indicator of the company's ability to capture high-margin ancillary income during the automotive transaction process. Growth in this segment reflects both the volume of vehicle sales and the effectiveness of the dealership network in attaching value-added financial services to each customer interaction.