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Other financials

Income statement

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Revenue$75.5M+13.9%
Net income$24.9M+20.7%
EPS (diluted)$0.49+4.3%

Balance sheet

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Cash & equivalents$217.9M+58.0%
Total debt$223.0M-77.1%
Total equity$726.2M-8.2%
Total assets$6.6B-14.1%

Cash flow

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Operating cash flow$33.2M+70.1%
Free cash flow$31.3M+72.9%

Valuation

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Market cap$1.04B+55.6%
Enterprise value$1.05B-30.5%

Profitability

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Net margin33%-5.3pp
FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp
Debt / equity0.3×-0.9×

Where this comes from

Reported directly by Horizon Bancorp in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Horizon Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000706129-26-000063
Line itemSix Months Ended / June 30,2026Six Months Ended / June 30,2025
Proceeds from sale of portfolio loans54,990
Net change in loans(84,072)(122,916)
Proceeds on the sale of OREO and repossessed assets1,771510
Premises and equipment expenditures(1,889)(2,504)
Proceeds from bank owned life insurance376
Net cash used in investing activities$(64,713)$(14,476)
Financing Activities
Net change in deposits124,80799,105

Item 1. Financial Statements (Unaudited)

FAQ

What is Horizon Bancorp's capex?
Horizon Bancorp (HBNC) reported capex of $1.83M in Q2 2026.
How has Horizon Bancorp's capex changed year-over-year?
Horizon Bancorp's capex increased by 33.3% year-over-year, from $1.38M to $1.83M.
What is the long-term trend for Horizon Bancorp's capex?
Over 3 years (2022 to 2025), Horizon Bancorp's capex has grown at a -8.3% compound annual growth rate (CAGR), from $6.43M to $4.96M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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