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Horizon Bancorp HBNC Free cash flow

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Other financials

Income statement

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Revenue$73.5M+6.9%
Net income$26.2M+9.3%
EPS (diluted)$0.51-5.6%

Balance sheet

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Cash & equivalents$259.1M+52.7%
Total debt$225.8M-74.9%
Total equity$699.0M-9.9%
Total assets$6.6B-14.0%

Cash flow

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Operating cash flow$20.8M+36.2%
CapEx$56.0K-95.0%

Valuation

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Market cap$1.02B+57.9%
Enterprise value$983.09M-28.5%

Profitability

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Net margin33%-5.3pp
FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp
Debt / equity0.3×-0.8×

Where this comes from

Calculated from Horizon Bancorp’s reported figures.

The official record: Horizon Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horizon Bancorp's free cash flow?
Horizon Bancorp (HBNC) reported free cash flow of $20.71M in Q1 2026.
How has Horizon Bancorp's free cash flow changed year-over-year?
Horizon Bancorp's free cash flow increased by 46.7% year-over-year, from $14.12M to $20.71M.
What is the long-term trend for Horizon Bancorp's free cash flow?
Over 2 years (2022 to 2025), Horizon Bancorp's free cash flow has grown at a -8.1% compound annual growth rate (CAGR), from $87.95M to $74.28M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.