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Horizon Bancorp HBNC Debt-to-equity

Debt-to-equity at other companies

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0.9×-0.1×
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0.4×-0.7×
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0.0×
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0.0×
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1.6×+0.7×
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0.6×-0.2×

Other financials

Income statement

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Revenue$75.5M+13.9%
Net income$24.9M+20.7%
EPS (diluted)$0.49+4.3%

Balance sheet

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Cash & equivalents$217.9M+58.0%
Total debt$223.0M-77.1%
Total equity$726.2M-8.2%
Total assets$6.6B-14.1%

Cash flow

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Operating cash flow$33.2M+70.1%
CapEx$1.8M+33.3%
Free cash flow$31.3M+72.9%

Valuation

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Market cap$1.04B+55.6%
Enterprise value$1.05B-30.5%

Profitability

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Net margin33%-5.3pp
FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp

Where this comes from

Calculated from Horizon Bancorp’s reported figures.

Based on the most recent quarter.

The source filing: Horizon Bancorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000706129-26-000063

FAQ

What is Horizon Bancorp's debt-to-equity?
Horizon Bancorp (HBNC) reported debt-to-equity of 0.3× in Q2 2026.
How has Horizon Bancorp's debt-to-equity changed year-over-year?
Horizon Bancorp's debt-to-equity decreased by 75.1% year-over-year, from 1.2× to 0.3×.
What is the long-term trend for Horizon Bancorp's debt-to-equity?
Over 5 years (2020 to 2025), Horizon Bancorp's debt-to-equity has grown at a -12.1% compound annual growth rate (CAGR), from 0.7× to 0.4×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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