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HBT Financial, Inc. HBT Card income — Revenue

Other product segments

Wealth management fees
$3.76M+32.5%
Service charges on deposit accounts
$2.16M+11.1%

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Other financials

Income statement

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Revenue$67.3M+16.1%
Net income$11.2M-41.3%
EPS (diluted)$0.34-43.3%

Balance sheet

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Cash & equivalents$287.7M+35.9%
Total debt$12.3M+71.1%
Total equity$747.4M+32.3%
Total assets$6.8B+33.0%

Cash flow

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Operating cash flow$28.5M-6.3%

Valuation

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Market cap$1.14B+53.8%
Enterprise value$869.59M+61.1%
P/E16.6×+6.7×
P/S4.7×+1.4×

Profitability

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Net margin28.1%-4.8pp

Returns & leverage

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Return on equity10.5%-3.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HBT Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: HBT Financial, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HBT Financial, Inc.'s card income — revenue?
HBT Financial, Inc. (HBT) reported card income — revenue of $2.75M in Q1 2026.
How has HBT Financial, Inc.'s card income — revenue changed year-over-year?
HBT Financial, Inc.'s card income — revenue increased by 8.0% year-over-year, from $2.55M to $2.75M.
What is the long-term trend for HBT Financial, Inc.'s card income — revenue?
Over 4 years (2021 to 2025), HBT Financial, Inc.'s card income — revenue has grown at a 2.6% compound annual growth rate (CAGR), from $9.73M to $10.79M.
What does card income — revenue mean?
This metric represents the total revenue generated from card-related services, including interchange fees, transaction processing fees, and other cardholder-related charges. It serves as a key indicator of the bank's success in capturing non-interest income through its retail and commercial payment product offerings. Monitoring this revenue stream helps assess the adoption and usage intensity of the institution's credit and debit card portfolios.