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HCI Group HCI Consolidated Variable Interest Entities — Ceded Premiums Payable

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Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsPayable.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
Line itemJune 30, 2026December 31, 2025
Losses and loss adjustment expenses$30,825$24,810
Unearned premiums71,99873,086
Advance premiums5,6131,817
Ceded reinsurance premiums payable5,173933
Assumed premiums payable1,841837
Income taxes payable1,2112,857
Deferred income tax liabilities, net127
Accrued expenses and other liabilities3,8092,162

Item 1 – Financial Statements

FAQ

What is HCI Group's consolidated variable interest entities — ceded premiums payable?
HCI Group (HCI) reported consolidated variable interest entities — ceded premiums payable of $5.17M in Q2 2026.
What does consolidated variable interest entities — ceded premiums payable mean?
This represents the amount of premiums owed by the variable interest entities to reinsurers for coverage purchased to transfer underwriting risk. It is a direct measure of the entity's ongoing financial obligation to its reinsurance partners. Monitoring this helps investors understand the cost of risk transfer and the entity's liquidity requirements for reinsurance settlements.

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