What does real estate operations — ceded premiums earned mean?

Reflects the portion of premiums earned that is ceded to reinsurers by the real estate operations segment. This represents the cost of transferring insurance risk to third-party carriers to mitigate potential losses. Monitoring this helps evaluate the segment's reinsurance strategy and net risk retention.

HCI Group (HCI) Real Estate Operations — Ceded Premiums Earned

Screener

Other segment segments

Insurance Operation

$92.1M-3.1%

Reciprocal Exchange Operation

$11.68M+33.0%

Corporate And Other

$0—

Exzeo Group Inc

$0—

Similar metrics at other companies

NOD

NODKNet Premium Earned — Ceded Premiums Earned

$8.71M-14.9%

RLICasualty — Ceded Premiums Earned

$49.44M+8.5%

NOD

NODKCrop — Ceded Premiums Earned

$3.96M+59.3%

FNFLife Insurance Premiums — Ceded Premiums Earned

$21.25M-9.6%

MCYProperty & Casualty — Ceded Premiums Earned

$62.67M-41.3%

RLIProperty Insurance — Ceded Premiums Earned

$48.29M-2.5%

Other financials

Income statement

See full

Revenue$246.7M+11.1%

Net income$73.8M+11.5%

EPS (diluted)$5.60+8.1%

Balance sheet

See full

Cash & equivalents$872.3M-7.9%

Total debt$997.0K-20.2%

Total equity$1.1B+42.4%

Total assets$2.6B+12.6%

Cash flow

See full

Operating cash flow$125.1M-13.7%

CapEx$290.0K-44.4%

Free cash flow$124.8M-13.6%

Valuation

See full

Market cap$2.31B+43.0%

P/E7.2×-3.9×

P/S2.4×+0.3×

Profitability

See full

Net margin33.7%+14.9pp

FCF margin43%-19.1pp

Returns & leverage

See full

Return on equity34.9%+10.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsEarned.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:16 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001193125-26-340280

For Three Months Ended June 30, 2026	Insurance Operations	Exzeo	Reciprocal Exchange Operations	Real Estate (a)	Corporate/Other (b)	Reclassification/ Elimination	Consolidated
Revenue
Gross premiums earned (c)	$287,180	—	$35,618	—	—	$(1,974)	$320,824
Premiums ceded	(92,104)	—	(11,682)	—	—	1,974	(101,812)
Net premiums earned	195,076	—	23,936	—	—	—	219,012
Net income from investment portfolio	15,792	2,963	1,534	—	1,614	(1,048)	20,855
Policy fee income	1,487	—	—	—	300	(136)	1,651
Other	4,344	57,787	(110)	4,567	5,630	(67,083)	5,135
Total revenue	216,699	60,750	25,360	4,567	7,544	(68,267)	246,653

Item 1 – Financial Statements

FAQ

What is HCI Group's real estate operations — ceded premiums earned?: HCI Group (HCI) reported real estate operations — ceded premiums earned of $0 in Q2 2026.
What does real estate operations — ceded premiums earned mean?: Reflects the portion of premiums earned that is ceded to reinsurers by the real estate operations segment. This represents the cost of transferring insurance risk to third-party carriers to mitigate potential losses. Monitoring this helps evaluate the segment's reinsurance strategy and net risk retention.