HCI Group (HCI) Reciprocal Exchange Operation — Ceded Premiums Earned — Quarterly & Annual

Screener

Other segment segments

Insurance Operation

$92.1M-3.1%

Corporate And Other

$0—

Exzeo Group Inc

$0—

Real Estate Operations

$0—

Similar metrics at other companies

NOD

NODKNet Premium Earned — Ceded Premiums Earned

$8.71M-14.9%

RLICasualty — Ceded Premiums Earned

$49.44M+8.5%

NOD

NODKCrop — Ceded Premiums Earned

$3.96M+59.3%

FNFLife Insurance Premiums — Ceded Premiums Earned

$21.25M-9.6%

MCYProperty & Casualty — Ceded Premiums Earned

$62.67M-41.3%

RLIProperty Insurance — Ceded Premiums Earned

$48.29M-2.5%

Other financials

Income statement

Revenue$246.7M+11.1%

Net income$73.8M+11.5%

EPS (diluted)$5.60+8.1%

Balance sheet

Cash & equivalents$872.3M-7.9%

Total debt$997.0K-20.2%

Total equity$1.1B+42.4%

Total assets$2.6B+12.6%

Cash flow

Operating cash flow$125.1M-13.7%

CapEx$290.0K-44.4%

Free cash flow$124.8M-13.6%

Valuation

Market cap$2.31B+43.0%

P/E7.2×-3.9×

P/S2.4×+0.3×

Profitability

Net margin33.7%+14.9pp

FCF margin43%-19.1pp

Returns & leverage

Return on equity34.9%+10.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsEarned.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:16 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001193125-26-340280

For Three Months Ended June 30, 2026	Insurance Operations	Exzeo	Reciprocal Exchange Operations	Real Estate (a)	Corporate/Other (b)	Reclassification/ Elimination	Consolidated
Revenue
Gross premiums earned (c)	$287,180	—	$35,618	—	—	$(1,974)	$320,824
Premiums ceded	(92,104)	—	(11,682)	—	—	1,974	(101,812)
Net premiums earned	195,076	—	23,936	—	—	—	219,012
Net income from investment portfolio	15,792	2,963	1,534	—	1,614	(1,048)	20,855
Policy fee income	1,487	—	—	—	300	(136)	1,651
Other	4,344	57,787	(110)	4,567	5,630	(67,083)	5,135
Total revenue	216,699	60,750	25,360	4,567	7,544	(68,267)	246,653

Item 1 – Financial Statements

FAQ

What is HCI Group's reciprocal exchange operation — ceded premiums earned?: HCI Group (HCI) reported reciprocal exchange operation — ceded premiums earned of $11.68M in Q2 2026.
How has HCI Group's reciprocal exchange operation — ceded premiums earned changed year-over-year?: HCI Group's reciprocal exchange operation — ceded premiums earned increased by 33.0% year-over-year, from $8.79M to $11.68M.
What does reciprocal exchange operation — ceded premiums earned mean?: Reflects the portion of earned premiums that the segment has transferred to reinsurers under reinsurance contracts. This metric indicates the extent of risk mitigation and the cost of transferring underwriting exposure to third-party partners.

Ask your AI about HCI Group's reciprocal exchange operation — ceded premiums earned.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Harbor at dusk