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HCI Group HCI Reciprocal Exchange Operation — Gross Premiums Earned Property And Casualty

Other segment segments

Insurance Operation
$287.18M+1.7%
Corporate And Other
$0
Exzeo Group Inc
$0
Real Estate Operations
$0

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MCYProperty & Casualty — Ceded Premiums Earned
$62.67M-41.3%
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MCYProperty & Casualty — Premiums Earned, Net
$1.45B+13.3%
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CNAProperty and casualty — Net earned premiums
$2.62B+7.2%

Other financials

Income statement

See full
Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

See full
Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

See full
Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept hci:GrossPremiumsEarnedPropertyAndCasualty.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
For Three Months Ended June 30, 2026Insurance OperationsExzeoReciprocal Exchange OperationsReal Estate (a)Corporate/Other (b)Reclassification/ EliminationConsolidated
Revenue
Gross premiums earned (c)$287,180$35,618$(1,974)$320,824
Premiums ceded(92,104)(11,682)1,974(101,812)
Net premiums earned195,07623,936219,012
Net income from investment portfolio15,7922,9631,5341,614(1,048)20,855
Policy fee income1,487300(136)1,651
Other4,34457,787(110)4,5675,630(67,083)5,135
Total revenue216,69960,75025,3604,5677,544(68,267)246,653

Item 1 – Financial Statements

FAQ

What is HCI Group's reciprocal exchange operation — gross premiums earned property and casualty?
HCI Group (HCI) reported reciprocal exchange operation — gross premiums earned property and casualty of $35.62M in Q2 2026.
How has HCI Group's reciprocal exchange operation — gross premiums earned property and casualty changed year-over-year?
HCI Group's reciprocal exchange operation — gross premiums earned property and casualty increased by 64.6% year-over-year, from $21.64M to $35.62M.
What does reciprocal exchange operation — gross premiums earned property and casualty mean?
Represents the total property and casualty insurance premiums earned by the reciprocal exchange segment before accounting for reinsurance cessions. This metric reflects the gross volume of insurance business underwritten by the segment and serves as a primary indicator of market reach and top-line growth potential.

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