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HCI Group HCI Insurance Operation — Gross Premiums Earned Property And Casualty

Other segment segments

Reciprocal Exchange Operation
$35.62M+64.6%
Corporate And Other
$0
Exzeo Group Inc
$0
Real Estate Operations
$0

Similar metrics at other companies

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ACICGross Premiums Earned Property And Casualty
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CINFConsolidated Property And Casualty Insurance — Earned premiums
$2.55B+6.3%
American Financial Group logo
AFGProperty and casualty insurance — Net earned premiums
$1.76B+0.1%
American Financial Group logo
AFGProperty and casualty insurance — Premiums Earned, Net
$1.69B+2.9%
Cincinnati Financial logo
CINFProperty, Liability and Casualty Insurance — Earned premiums
$2.41B+12.7%
Allstate logo
ALLProperty and casualty insurance premiums — Ceded Premiums Earned
$689M+13.3%

Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept hci:GrossPremiumsEarnedPropertyAndCasualty.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
For Three Months Ended June 30, 2026Insurance OperationsExzeoReciprocal Exchange OperationsReal Estate (a)Corporate/Other (b)Reclassification/ EliminationConsolidated
Revenue
Gross premiums earned (c)$287,180$35,618$(1,974)$320,824
Premiums ceded(92,104)(11,682)1,974(101,812)
Net premiums earned195,07623,936219,012
Net income from investment portfolio15,7922,9631,5341,614(1,048)20,855
Policy fee income1,487300(136)1,651
Other4,34457,787(110)4,5675,630(67,083)5,135
Total revenue216,69960,75025,3604,5677,544(68,267)246,653

Item 1 – Financial Statements

FAQ

What is HCI Group's insurance operation — gross premiums earned property and casualty?
HCI Group (HCI) reported insurance operation — gross premiums earned property and casualty of $287.18M in Q2 2026.
How has HCI Group's insurance operation — gross premiums earned property and casualty changed year-over-year?
HCI Group's insurance operation — gross premiums earned property and casualty increased by 1.7% year-over-year, from $282.27M to $287.18M.
What is the long-term trend for HCI Group's insurance operation — gross premiums earned property and casualty?
Over 2 years (2022 to 2025), HCI Group's insurance operation — gross premiums earned property and casualty has grown at a 25.7% compound annual growth rate (CAGR), from $724.72M to $1.15B.
What does insurance operation — gross premiums earned property and casualty mean?
This metric represents the total premiums earned by the insurance segment from property and casualty policies before accounting for reinsurance cessions. It serves as a primary indicator of the company's top-line growth and market reach within its core insurance underwriting business.

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