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Cincinnati Financial CINF Property, Liability and Casualty Insurance — Earned premiums

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KMPRProperty and Liability Insurance — Earned Premiums
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WRBProperty — Earned premiums
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EGTotal property and liability insurance premiums earned — Premiums earned
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AIZProperty and liability insurance — Direct earned premiums
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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's property, liability and casualty insurance — earned premiums?
Cincinnati Financial (CINF) reported property, liability and casualty insurance — earned premiums of $2.41B in Q4 2025.
How has Cincinnati Financial's property, liability and casualty insurance — earned premiums changed year-over-year?
Cincinnati Financial's property, liability and casualty insurance — earned premiums increased by 12.7% year-over-year, from $2.14B to $2.41B.
What is the long-term trend for Cincinnati Financial's property, liability and casualty insurance — earned premiums?
Over 4 years (2021 to 2025), Cincinnati Financial's property, liability and casualty insurance — earned premiums has grown at a 11.8% compound annual growth rate (CAGR), from $6.18B to $9.65B.
What does property, liability and casualty insurance — earned premiums mean?
The portion of insurance premiums that corresponds to the coverage provided during the reporting period. Unlike written premiums, which represent the total value of policies issued, earned premiums reflect the revenue actually recognized as the insurance risk is realized. This is the primary top-line revenue metric for an insurance segment.