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HCI Group HCI Benefits, Losses and Expenses

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Segments

By segment

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Insurance Operation$132.23M+4.3%
Reciprocal Exchange Operation$17.04M+121%
Corporate And Other$10.36M-9.3%
Real Estate Operations$3.83M+55.7%

Other financials

Income statement

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Revenue$242.9M+12.2%
Net income$73.4M+5.3%
EPS (diluted)$5.45+1.9%

Balance sheet

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Cash & equivalents$1.0B+34.4%
Total debt$997.0K-20.2%
Total equity$1.1B+108%
Total assets$2.6B+13.2%

Cash flow

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Operating cash flow$148.8M-8.1%
CapEx$335.0K-80.7%
Free cash flow$148.5M-7.4%

Valuation

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Market cap$2.2B+25.0%
P/E-6.2×
P/S2.4×+0.1×

Profitability

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Net margin33.8%+16.2pp
FCF margin46.3%+1.9pp

Returns & leverage

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Return on equity38.8%+9.8pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The official record: HCI Group’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HCI Group's benefits, losses and expenses?
HCI Group (HCI) reported benefits, losses and expenses of $127.5M in Q1 2026.
How has HCI Group's benefits, losses and expenses changed year-over-year?
HCI Group's benefits, losses and expenses increased by 9.8% year-over-year, from $116.09M to $127.5M.
What is the long-term trend for HCI Group's benefits, losses and expenses?
Over 4 years (2021 to 2025), HCI Group's benefits, losses and expenses has grown at a 4.4% compound annual growth rate (CAGR), from $396.68M to $471.62M.
What does benefits, losses and expenses mean?
This metric represents the aggregate of all costs incurred by an insurance entity related to policyholder claims, underwriting activities, and general administrative operations. It encompasses the direct costs of settling insurance claims as well as the operational overhead required to maintain business functions. Monitoring this figure allows investors to assess the company's overall cost structure and operational efficiency in managing its insurance portfolio.