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HCI Group HCI Insurance Operation — Benefits Losses And Expenses

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Other financials

Income statement

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Revenue$242.9M+12.2%
Net income$73.4M+5.3%
EPS (diluted)$5.45+1.9%

Balance sheet

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Cash & equivalents$1.0B+34.4%
Total debt$997.0K-20.2%
Total equity$1.1B+108%
Total assets$2.6B+13.2%

Cash flow

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Operating cash flow$148.8M-8.1%
CapEx$335.0K-80.7%
Free cash flow$148.5M-7.4%

Valuation

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Market cap$2.2B+25.0%
P/E-6.2×
P/S2.4×+0.1×

Profitability

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Net margin33.8%+16.2pp
FCF margin46.3%+1.9pp

Returns & leverage

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Return on equity38.8%+9.8pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The official record: HCI Group’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HCI Group's insurance operation — benefits losses and expenses?
HCI Group (HCI) reported insurance operation — benefits losses and expenses of $132.23M in Q1 2026.
How has HCI Group's insurance operation — benefits losses and expenses changed year-over-year?
HCI Group's insurance operation — benefits losses and expenses increased by 4.3% year-over-year, from $126.72M to $132.23M.
What is the long-term trend for HCI Group's insurance operation — benefits losses and expenses?
Over 2 years (2022 to 2025), HCI Group's insurance operation — benefits losses and expenses has grown at a -1.5% compound annual growth rate (CAGR), from $536.22M to $520.61M.
What does insurance operation — benefits losses and expenses mean?
This represents the total aggregate costs incurred by the insurance segment, including policyholder claims, loss adjustment expenses, and operational overhead. It is a primary measure of the segment's underwriting performance and cost structure. Lowering this relative to premiums earned is essential for achieving sustainable underwriting profitability.