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Primerica PRI Term Life Insurance Segment Revenues — Benefits Losses And Expenses

Other segment segments

Investment And Savings Products Segment Revenues
$256.3M+17.1%
Corporate And Other
$55.42M+4.3%

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Other financials

Income statement

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Revenue$865.1M+9.0%
Gross profit$775.2M+17.3%
Net income$202.3M+13.4%
EPS (diluted)$6.45+19.4%

Balance sheet

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Cash & equivalents$600.2M-3.4%
Total debt$46.9M-10.5%
Total equity$2.5B+9.3%
Total assets$14.8B-0.3%

Cash flow

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Operating cash flow$193.8M+19.2%

Valuation

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Market cap$10B+13.9%
Enterprise value$9.44B+15.0%
P/E12.6×-0.4×
P/S2.9×+0.1×

Profitability

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Gross margin98.1%+0.2pp
Net margin23.2%+1.7pp

Returns & leverage

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Return on equity33%+2.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Primerica in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The source filing: Primerica’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-337365
Line itemThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Benefits and expenses:
Benefits and claims144,174148,725311,425319,968
Future policy benefits remeasurement (gain) loss(4,858)(5,743)(12,422)(9,145)
Amortization of DAC83,56778,386166,234155,308
Insurance expenses70,02063,216135,399126,861
Insurance commissions2,2232,2384,2654,887
Total benefits and expenses295,126286,822604,901597,879
Income before income taxes$148,479$155,012$303,339$301,797

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Primerica's term life insurance segment revenues — benefits losses and expenses?
Primerica (PRI) reported term life insurance segment revenues — benefits losses and expenses of $295.13M in Q2 2026.
How has Primerica's term life insurance segment revenues — benefits losses and expenses changed year-over-year?
Primerica's term life insurance segment revenues — benefits losses and expenses increased by 2.9% year-over-year, from $286.82M to $295.13M.
What is the long-term trend for Primerica's term life insurance segment revenues — benefits losses and expenses?
Over 3 years (2022 to 2025), Primerica's term life insurance segment revenues — benefits losses and expenses has grown at a 2.2% compound annual growth rate (CAGR), from $1.12B to $1.2B.
What does term life insurance segment revenues — benefits losses and expenses mean?
The aggregate of all costs associated with the term life segment, including claims, reserve adjustments, acquisition cost amortization, and operating expenses. This is the total cost base used to determine segment profitability.

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