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Kemper KMPR Life Insurance — Benefits, Losses and Expenses

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30,2026Three Months Ended / Jun 30,2025Six Months Ended / Jun 30,2026Six Months Ended / Jun 30,2025
Specialty Property & Casualty Insurance Adjusted Net Operating Income15.879.015.9176.9
Life Insurance
Revenues152.4145.5302.2294.3
Expenses(134.1)(132.9)(265.9)(264.5)
Life Insurance Adjusted Net Operating Income18.312.636.329.8
Total Segment Adjusted Net Operating Income34.191.652.2206.7
Corporate and Other Adjusted Net Operating Loss(9.0)(10.3)(17.3)(21.7)
Less: Net Loss attributable to Noncontrolling Interest(1.2)(2.8)(3.9)(5.5)

Item 1. Financial Statements

FAQ

What is Kemper's life insurance — benefits, losses and expenses?
Kemper (KMPR) reported life insurance — benefits, losses and expenses of $134.1M in Q2 2026.
How has Kemper's life insurance — benefits, losses and expenses changed year-over-year?
Kemper's life insurance — benefits, losses and expenses increased by 0.9% year-over-year, from $132.9M to $134.1M.
What is the long-term trend for Kemper's life insurance — benefits, losses and expenses?
Over 3 years (2022 to 2025), Kemper's life insurance — benefits, losses and expenses has grown at a 13.5% compound annual growth rate (CAGR), from $713.3M to $1.04B.
What does life insurance — benefits, losses and expenses mean?
The comprehensive sum of all costs incurred by the life insurance segment, including policyholder benefits, claims, acquisition costs, and general operating expenses. This metric represents the total outflow required to support the segment's insurance products and operations. It is a critical measure for evaluating the overall cost-to-revenue efficiency of the segment.

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