Business Segments · Benefits, Losses and Expenses

P&C Personal Insurance — Benefits, Losses and Expenses

The Hartford Financial Services Group P&C Personal Insurance — Benefits, Losses and Expenses increased by 5.5% to $802.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 16.6%, from $962.00M to $802.00M. Over 3 years (FY 2022 to FY 2025), P&C Personal Insurance — Benefits, Losses and Expenses shows an upward trend with a 5.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026Apr 23, 2026

How to read this metric

An increase relative to premiums suggests deteriorating underwriting performance or rising operational costs.

Detailed definition

This represents the total costs incurred by the personal insurance segment, including claims payments, loss adjustment e...

Peer comparison

Standard industry metric equivalent to total underwriting and operating expenses in personal lines.

Metric ID: hig_segment_p_c_personal_insurance_benefits_losses_and_expenses

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$747.00M$747.00M$747.00M$747.00M$836.75M$836.75M$836.75M$836.75M$834.00M$920.00M$915.00M$786.00M$962.00M$884.00M$851.00M$760.00M$802.00M
QoQ Change+0.0%+0.0%+0.0%+12.0%+0.0%+0.0%+0.0%-0.3%+10.3%-0.5%-14.1%+22.4%-8.1%-3.7%-10.7%+5.5%
YoY Change+12.0%+12.0%+12.0%+12.0%-0.3%+9.9%+9.4%-6.1%+15.3%-3.9%-7.0%-3.3%-16.6%
Range$747.00M$962.00M
CAGR+1.8%
Avg YoY Growth+3.5%
Median YoY Growth+9.4%

Frequently Asked Questions

What is The Hartford Financial Services Group's p&c personal insurance — benefits, losses and expenses?
The Hartford Financial Services Group (HIG) reported p&c personal insurance — benefits, losses and expenses of $802.00M in Q1 2026.
How has The Hartford Financial Services Group's p&c personal insurance — benefits, losses and expenses changed year-over-year?
The Hartford Financial Services Group's p&c personal insurance — benefits, losses and expenses decreased by 16.6% year-over-year, from $962.00M to $802.00M.
What is the long-term trend for The Hartford Financial Services Group's p&c personal insurance — benefits, losses and expenses?
Over 3 years (2022 to 2025), The Hartford Financial Services Group's p&c personal insurance — benefits, losses and expenses has grown at a 5.0% compound annual growth rate (CAGR), from $2.99B to $3.46B.
What does p&c personal insurance — benefits, losses and expenses mean?
The total cost of claims and operating expenses for the personal insurance business.