The Hartford Financial Services Group P&C Personal Insurance — Benefits, Losses and Expenses increased by 5.5% to $802.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 16.6%, from $962.00M to $802.00M. Over 3 years (FY 2022 to FY 2025), P&C Personal Insurance — Benefits, Losses and Expenses shows an upward trend with a 5.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase relative to premiums suggests deteriorating underwriting performance or rising operational costs.
This represents the total costs incurred by the personal insurance segment, including claims payments, loss adjustment e...
Standard industry metric equivalent to total underwriting and operating expenses in personal lines.
hig_segment_p_c_personal_insurance_benefits_losses_and_expenses| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $747.00M | $747.00M | $747.00M | $747.00M | $836.75M | $836.75M | $836.75M | $836.75M | $834.00M | $920.00M | $915.00M | $786.00M | $962.00M | $884.00M | $851.00M | $760.00M | $802.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +12.0% | +0.0% | +0.0% | +0.0% | -0.3% | +10.3% | -0.5% | -14.1% | +22.4% | -8.1% | -3.7% | -10.7% | +5.5% |
| YoY Change | — | — | — | — | +12.0% | +12.0% | +12.0% | +12.0% | -0.3% | +9.9% | +9.4% | -6.1% | +15.3% | -3.9% | -7.0% | -3.3% | -16.6% |