Skip to content

Cincinnati Financial CINF Personal Insurance — Insurance losses and contract holders' benefits

Other segment segments

Commercial Insurance
$847M+15.2%
Excess and Surplus Lines Insurance
$110M+11.1%
Life Insurance Segment
$84M+3.7%

Similar metrics at other companies

United Fire Group logo
UFCSPersonal — Incurred losses and allocated loss settlement expenses, net of reinsurance
$332.58M+361%
The Hartford Financial Services Group logo
HIGP&C Personal Insurance — Benefits, Losses and Loss Adjustment Expenses
$613.75M-2.8%
The Travelers Companies logo
TRVPersonal Insurance — Supplementary Insurance Information Benefits Claims Losses And Settlement Expense
$2.83B-2.6%
The Hartford Financial Services Group logo
HIGP&C Personal Insurance — Benefits, Losses and Expenses
$802M-16.6%
HCI Group logo
HCIInsurance Operation — Benefits Losses And Expenses
$132.23M+4.3%
Jackson Financial logo
JXNBenefits, Losses and Expenses
$3.3B-12.3%

Other financials

Income statement

See full
Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

See full
Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

See full
Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

See full
Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

See full
Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Cincinnati Financial's personal insurance — insurance losses and contract holders' benefits.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Cincinnati Financial's personal insurance — insurance losses and contract holders' benefits?
Cincinnati Financial (CINF) reported personal insurance — insurance losses and contract holders' benefits of $607M in Q1 2026.
How has Cincinnati Financial's personal insurance — insurance losses and contract holders' benefits changed year-over-year?
Cincinnati Financial's personal insurance — insurance losses and contract holders' benefits decreased by 28.3% year-over-year, from $846M to $607M.
What is the long-term trend for Cincinnati Financial's personal insurance — insurance losses and contract holders' benefits?
Over 3 years (2022 to 2025), Cincinnati Financial's personal insurance — insurance losses and contract holders' benefits has grown at a 27.5% compound annual growth rate (CAGR), from $1.17B to $2.42B.
What does personal insurance — insurance losses and contract holders' benefits mean?
This represents the total costs incurred from claims filed by policyholders, including both paid losses and changes in reserves for future claim payments. It is the primary expense category for an insurance segment and directly impacts underwriting profitability. It reflects the underlying risk profile and loss experience of the insured portfolio.