Life Insurance Segment — Insurance losses and contract holders' benefits
Cincinnati Financial Life Insurance Segment — Insurance losses and contract holders' benefits increased by 12.0% to $84.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.7%, from $81.00M to $84.00M. Over 4 years (FY 2021 to FY 2025), Life Insurance Segment — Insurance losses and contract holders' benefits shows a downward trend with a -2.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Lower net losses relative to earned premiums indicate better underwriting discipline and higher profitability.
Detailed definition
This represents the net cost of insurance claims and policyholder benefits incurred by the segment after accounting for...
Peer comparison
The standard net loss metric for insurance companies, used to calculate the loss ratio.
cinf_segment_life_insurance_segment_insurance_losses_and_contract_holders_benefitsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $85.00M | $84.00M | $91.00M | $83.00M | $69.00M | $70.00M | $74.00M | $81.00M | $78.00M | $71.00M | $86.00M | $79.00M | $68.00M | $79.00M | $75.00M | $81.00M | $73.00M | $76.00M | $75.00M | $84.00M |
| QoQ Change | — | -1.2% | +8.3% | -8.8% | -16.9% | +1.4% | +5.7% | +9.5% | -3.7% | -9.0% | +21.1% | -8.1% | -13.9% | +16.2% | -5.1% | +8.0% | -9.9% | +4.1% | -1.3% | +12.0% |
| YoY Change | — | — | — | — | -18.8% | -16.7% | -18.7% | -2.4% | +13.0% | +1.4% | +16.2% | -2.5% | -12.8% | +11.3% | -12.8% | +2.5% | +7.4% | -3.8% | +0.0% | +3.7% |
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Frequently Asked Questions
- What is Cincinnati Financial's life insurance segment — insurance losses and contract holders' benefits?
- Cincinnati Financial (CINF) reported life insurance segment — insurance losses and contract holders' benefits of $84.00M in Q1 2026.
- How has Cincinnati Financial's life insurance segment — insurance losses and contract holders' benefits changed year-over-year?
- Cincinnati Financial's life insurance segment — insurance losses and contract holders' benefits increased by 3.7% year-over-year, from $81.00M to $84.00M.
- What is the long-term trend for Cincinnati Financial's life insurance segment — insurance losses and contract holders' benefits?
- Over 4 years (2021 to 2025), Cincinnati Financial's life insurance segment — insurance losses and contract holders' benefits has grown at a -2.7% compound annual growth rate (CAGR), from $340.00M to $305.00M.
- What does life insurance segment — insurance losses and contract holders' benefits mean?
- The net cost of claims and benefits after accounting for reinsurance recoveries.