Business Segments · Benefits, Claims, Losses and Settlement Expenses

Group Insurance — Benefits, Claims, Losses and Settlement Expenses

Prudential Financial Group Insurance — Benefits, Claims, Losses and Settlement Expenses remained flat by 0.0% to $1.29B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.3%, from $1.24B to $1.29B. Over 4 years (FY 2021 to FY 2025), Group Insurance — Benefits, Claims, Losses and Settlement Expenses shows relatively stable performance with a -2.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase suggests higher claim frequency or severity, potentially impacting underwriting margins.

Detailed definition

This metric represents the total costs incurred by the insurance segment related to policyholder claims, benefit payment...

Peer comparison

Commonly reported as 'Incurred Losses' or 'Claims and Benefits' by all major life and health insurers.

Metric ID: pru_segment_group_insurance_benefits_claims_losses_and_settlement_expenses

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$5.65B$5.07B$4.87B$4.95B$5.16B
YoY Change-10.3%-4.0%+1.6%+4.3%
Range$4.87B$5.65B
CAGR-2.3%
Avg YoY Growth-2.1%
Median YoY Growth-1.2%
Current Streak2 years growth

Frequently Asked Questions

What is Prudential Financial's group insurance — benefits, claims, losses and settlement expenses?
Prudential Financial (PRU) reported group insurance — benefits, claims, losses and settlement expenses of $1.29B in Q4 2025.
How has Prudential Financial's group insurance — benefits, claims, losses and settlement expenses changed year-over-year?
Prudential Financial's group insurance — benefits, claims, losses and settlement expenses increased by 4.3% year-over-year, from $1.24B to $1.29B.
What is the long-term trend for Prudential Financial's group insurance — benefits, claims, losses and settlement expenses?
Over 4 years (2021 to 2025), Prudential Financial's group insurance — benefits, claims, losses and settlement expenses has grown at a -2.3% compound annual growth rate (CAGR), from $5.65B to $5.16B.
What does group insurance — benefits, claims, losses and settlement expenses mean?
The total cost of paying out insurance claims and benefits to policyholders.