Prudential Financial Group Insurance — Benefits, Claims, Losses and Settlement Expenses remained flat by 0.0% to $1.29B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.3%, from $1.24B to $1.29B. Over 4 years (FY 2021 to FY 2025), Group Insurance — Benefits, Claims, Losses and Settlement Expenses shows relatively stable performance with a -2.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase suggests higher claim frequency or severity, potentially impacting underwriting margins.
This metric represents the total costs incurred by the insurance segment related to policyholder claims, benefit payment...
Commonly reported as 'Incurred Losses' or 'Claims and Benefits' by all major life and health insurers.
pru_segment_group_insurance_benefits_claims_losses_and_settlement_expenses| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $5.65B | $5.07B | $4.87B | $4.95B | $5.16B |
| YoY Change | — | -10.3% | -4.0% | +1.6% | +4.3% |