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Prudential Financial PRU PGIM — Benefits, Claims, Losses and Settlement Expenses

Other segment segments

Institutional Retirement Strategies
$14.38B-45.5%
Group Insurance
$5.16B+4.3%
Closed Block division
$3.52B+13.5%
Individual Life
$3.5B-9.4%
Individual Retirement Strategies
$1.51B+44.4%
Total Corporate and Other
$980M-1.5%

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AIGGlobal Personal — Policy and Contract Claims
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EQHPolicyholders’ benefits
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AIGGlobal Personal — Losses and Loss Expenses Incurred
$930.25M-3.7%

Other financials

Income statement

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Revenue$15.5B+15.3%
Net income$597.0M-15.6%
EPS (diluted)$1.68-14.3%

Balance sheet

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Cash & equivalents$15.9B-0.8%
Total debt$18.9B-3.4%
Total equity$32.0B+7.0%
Total assets$765.40B+3.5%

Cash flow

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Operating cash flow$1.0B+140%

Valuation

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Market cap$37.6B-0.1%
Enterprise value$40.54B+2.3%
P/E10.9×-11.4×
P/S0.6×0.0×

Profitability

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Net margin5.5%+1.6pp

Returns & leverage

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Return on equity11.2%+3.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense.

The official record: Prudential Financial’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prudential Financial's PGIM — benefits, claims, losses and settlement expenses?
Prudential Financial (PRU) reported PGIM — benefits, claims, losses and settlement expenses of $0 in Q4 2025.
What does PGIM — benefits, claims, losses and settlement expenses mean?
This metric captures the total costs incurred by the company related to policyholder benefits, insurance claims, and the expenses associated with settling those claims. It is a direct measure of the underwriting performance and the cost of fulfilling contractual obligations. High values relative to revenue indicate potential underwriting losses.