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American International Group AIG Global Personal — Losses and Loss Expenses Incurred

Other segment segments

North America Commercial
$5.47B-4.3%
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$4.78B+7.1%

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Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's global personal — losses and loss expenses incurred?
American International Group (AIG) reported global personal — losses and loss expenses incurred of $930.25M in Q4 2025.
How has American International Group's global personal — losses and loss expenses incurred changed year-over-year?
American International Group's global personal — losses and loss expenses incurred decreased by 3.7% year-over-year, from $965.5M to $930.25M.
What is the long-term trend for American International Group's global personal — losses and loss expenses incurred?
Over 3 years (2022 to 2025), American International Group's global personal — losses and loss expenses incurred has grown at a -1.5% compound annual growth rate (CAGR), from $3.89B to $3.72B.
What does global personal — losses and loss expenses incurred mean?
The total cost of claims and the associated expenses for adjusting those claims that occurred during the reporting period. This includes both paid claims and changes in the estimated liability for future claim payments. It is the primary measure of the segment's underwriting risk and claim experience.