American International Group Global Personal — Losses and Loss Expenses Incurred remained flat by 0.0% to $930.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.7%, from $965.50M to $930.25M. Over 3 years (FY 2022 to FY 2025), Global Personal — Losses and Loss Expenses Incurred shows relatively stable performance with a -1.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Lower incurred losses relative to premiums earned signal superior underwriting discipline and risk management.
The total cost of claims and the associated expenses for adjusting those claims that occurred during the reporting perio...
The fundamental measure of underwriting performance in the insurance industry.
aig_segment_global_personal_losses_and_loss_expenses_incurred| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $3.89B | $3.81B | $3.86B | $3.72B |
| YoY Change | — | -2.0% | +1.3% | -3.7% |