Business Segments · Losses and Loss Expenses Incurred

Global Personal — Losses and Loss Expenses Incurred

American International Group Global Personal — Losses and Loss Expenses Incurred remained flat by 0.0% to $930.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.7%, from $965.50M to $930.25M. Over 3 years (FY 2022 to FY 2025), Global Personal — Losses and Loss Expenses Incurred shows relatively stable performance with a -1.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate

How to read this metric

Lower incurred losses relative to premiums earned signal superior underwriting discipline and risk management.

Detailed definition

The total cost of claims and the associated expenses for adjusting those claims that occurred during the reporting perio...

Peer comparison

The fundamental measure of underwriting performance in the insurance industry.

Metric ID: aig_segment_global_personal_losses_and_loss_expenses_incurred

Historical Data

4 years
 FY'22FY'23FY'24FY'25
Value$3.89B$3.81B$3.86B$3.72B
YoY Change-2.0%+1.3%-3.7%
Range$3.72B$3.89B
CAGR-1.5%
Avg YoY Growth-1.4%
Median YoY Growth-2.0%

Frequently Asked Questions

What is American International Group's global personal — losses and loss expenses incurred?
American International Group (AIG) reported global personal — losses and loss expenses incurred of $930.25M in Q4 2025.
How has American International Group's global personal — losses and loss expenses incurred changed year-over-year?
American International Group's global personal — losses and loss expenses incurred decreased by 3.7% year-over-year, from $965.50M to $930.25M.
What is the long-term trend for American International Group's global personal — losses and loss expenses incurred?
Over 3 years (2022 to 2025), American International Group's global personal — losses and loss expenses incurred has grown at a -1.5% compound annual growth rate (CAGR), from $3.89B to $3.72B.
What does global personal — losses and loss expenses incurred mean?
The total cost of claims and related expenses incurred by the insurer during the period.