Business Segments · Losses and Loss Expenses Incurred

International Commercial — Losses and Loss Expenses Incurred

American International Group International Commercial — Losses and Loss Expenses Incurred remained flat by 0.0% to $1.20B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.1%, from $1.12B to $1.20B. Over 3 years (FY 2022 to FY 2025), International Commercial — Losses and Loss Expenses Incurred shows an upward trend with a 3.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate

How to read this metric

Lower incurred losses relative to premiums earned indicate superior underwriting discipline and risk selection.

Detailed definition

The total cost of claims and the associated expenses to investigate and settle those claims during the period. This incl...

Peer comparison

Standard industry metric used to calculate the loss ratio.

Metric ID: aig_segment_international_commercial_losses_and_loss_expenses_incurred

Historical Data

4 years
 FY'22FY'23FY'24FY'25
Value$4.30B$4.64B$4.46B$4.78B
YoY Change+7.9%-3.8%+7.1%
Range$4.30B$4.78B
CAGR+3.6%
Avg YoY Growth+3.7%
Median YoY Growth+7.1%

Frequently Asked Questions

What is American International Group's international commercial — losses and loss expenses incurred?
American International Group (AIG) reported international commercial — losses and loss expenses incurred of $1.20B in Q4 2025.
How has American International Group's international commercial — losses and loss expenses incurred changed year-over-year?
American International Group's international commercial — losses and loss expenses incurred increased by 7.1% year-over-year, from $1.12B to $1.20B.
What is the long-term trend for American International Group's international commercial — losses and loss expenses incurred?
Over 3 years (2022 to 2025), American International Group's international commercial — losses and loss expenses incurred has grown at a 3.6% compound annual growth rate (CAGR), from $4.30B to $4.78B.
What does international commercial — losses and loss expenses incurred mean?
The total cost of insurance claims and the expenses to manage them for the period.