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Selective Insurance Group SIGI Standard Commercial Lines — Loss and loss expense incurred

Other segment segments

E&S Lines
$89.37M+1.6%
Standard Personal Lines
$69.3M-9.6%
Investments
$0

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AIGInternational Commercial — Losses and loss adjustment expenses incurred
$1.25B+5.8%
Allstate logo
ALLProperty And Casualty Commercial Insurance Product Line — Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims
$36.25M-76.5%
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THGCore Commercial Lines — Liability For Claims And Claims Adjustment Expense
$3.86B+6.9%
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WRBInsurance — Loss and Loss Expenses
$1.74B+9.7%

Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%
Enterprise value$6.43B-16.3%
P/E12.2×-16.9×
P/S-0.3×

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Selective Insurance Group’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's standard commercial lines — loss and loss expense incurred?
Selective Insurance Group (SIGI) reported standard commercial lines — loss and loss expense incurred of $656.83M in Q1 2026.
How has Selective Insurance Group's standard commercial lines — loss and loss expense incurred changed year-over-year?
Selective Insurance Group's standard commercial lines — loss and loss expense incurred increased by 12.9% year-over-year, from $581.67M to $656.83M.
What is the long-term trend for Selective Insurance Group's standard commercial lines — loss and loss expense incurred?
Over 3 years (2022 to 2025), Selective Insurance Group's standard commercial lines — loss and loss expense incurred has grown at a 14.0% compound annual growth rate (CAGR), from $1.68B to $2.49B.
What does standard commercial lines — loss and loss expense incurred mean?
This represents the total cost of claims paid and the estimated liability for unpaid claims during a specific period. It is the most significant expense category for an insurer and directly impacts the underwriting margin.