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Selective Insurance Group SIGI E&S Lines — Loss and loss expense incurred

Other segment segments

Standard Personal Lines
$69M-1.4%
Investments
$0

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Quarter Ended June 30, 2026Standard Commercial LinesStandard Personal LinesE&S LinesTotal Insurance OperationsInvestmentsTotal Reportable Segments
Non-catastrophe property loss and loss expense122,89431,19516,409170,498170,498
(Favorable)/unfavorable prior year casualty reserve development
Current year casualty loss costs480,68925,87270,668577,229577,229
Total loss and loss expense incurred652,24969,00495,013816,266816,266
Net underwriting expenses incurred:
Commissions to distribution partners171,8775,46535,612212,954212,954
Salaries and employee benefits81,85710,2969,220101,373101,373
Other segment expenses48,3668,4463,22460,03660,036

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's E&S lines — loss and loss expense incurred?
Selective Insurance Group (SIGI) reported E&S lines — loss and loss expense incurred of $95.01M in Q2 2026.
How has Selective Insurance Group's E&S lines — loss and loss expense incurred changed year-over-year?
Selective Insurance Group's E&S lines — loss and loss expense incurred increased by 9.0% year-over-year, from $87.16M to $95.01M.
What is the long-term trend for Selective Insurance Group's E&S lines — loss and loss expense incurred?
Over 3 years (2022 to 2025), Selective Insurance Group's E&S lines — loss and loss expense incurred has grown at a 21.0% compound annual growth rate (CAGR), from $196.68M to $348.75M.
What does E&S lines — loss and loss expense incurred mean?
The total amount of claims paid plus the change in reserves for future claims and adjustment expenses within the Excess and Surplus lines segment. It is a key component of the loss ratio and reflects the core underwriting quality of the business.

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