What does investments — loss and loss expense incurred mean?

This metric represents the total costs associated with claims incurred during a specific period, including both paid losses and changes in loss reserves. It is a fundamental indicator of underwriting performance and the adequacy of pricing relative to risk. Lower values relative to premiums earned signify superior underwriting discipline and profitability.

Selective Insurance Group (SIGI) Investments — Loss and loss expense incurred

Screener

Other segment segments

E&S Lines

$95.01M+9.0%

Standard Personal Lines

$69M-1.4%

Similar metrics at other companies

GLREInnovations — Net loss and loss adjustment expenses incurred

$15.93M+53.9%

GLREOpen Market — Net loss and loss adjustment expenses incurred

$75.23M-33.3%

AIGGlobal Personal — Losses and loss adjustment expenses incurred

$851M-7.3%

AIGInternational Commercial — Losses and loss adjustment expenses incurred

$1.34B+14.9%

AIGNorth America Commercial — Losses and loss adjustment expenses incurred

$1.41B+5.2%

KGLegacy Reinsurance — Net loss and loss adjustment expenses

$1.52M+125%

Other financials

Income statement

See full

Revenue$1.4B+4.5%

Net income$129.4M+50.5%

EPS (diluted)$2.11+55.1%

Balance sheet

See full

Cash & equivalents$557.0K+56.0%

Total debt$903.2M-0.5%

Total equity$3.7B+8.7%

Total assets$15.6B+7.9%

Cash flow

See full

Operating cash flow$229.0M+37.2%

CapEx$14.1M+94.6%

Free cash flow$214.9M+34.6%

Valuation

See full

Market cap$5.77B+19.9%

Enterprise value$6.67B+16.6%

P/E11.6×-1.0×

P/S1.1×+0.1×

Profitability

See full

Net margin9.1%+1.6pp

FCF margin21.7%-0.4pp

Returns & leverage

See full

Return on equity14.2%+2.0pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed: Jul 24, 2026, 2:18 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000230557-26-000020

Quarter Ended June 30, 2026	Standard Commercial Lines	Standard Personal Lines	E&S Lines	Total Insurance Operations	Investments	Total Reportable Segments
Non-catastrophe property loss and loss expense	122,894	31,195	16,409	170,498	—	170,498
(Favorable)/unfavorable prior year casualty reserve development	—	—	—	—	—	—
Current year casualty loss costs	480,689	25,872	70,668	577,229	—	577,229
Total loss and loss expense incurred	652,249	69,004	95,013	816,266	—	816,266
Net underwriting expenses incurred:
Commissions to distribution partners	171,877	5,465	35,612	212,954	—	212,954
Salaries and employee benefits	81,857	10,296	9,220	101,373	—	101,373
Other segment expenses	48,366	8,446	3,224	60,036	—	60,036

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's investments — loss and loss expense incurred?: Selective Insurance Group (SIGI) reported investments — loss and loss expense incurred of $0 in Q2 2026.
What does investments — loss and loss expense incurred mean?: This metric represents the total costs associated with claims incurred during a specific period, including both paid losses and changes in loss reserves. It is a fundamental indicator of underwriting performance and the adequacy of pricing relative to risk. Lower values relative to premiums earned signify superior underwriting discipline and profitability.