Business Segments · Losses and loss adjustment expenses incurred

International Commercial — Losses and loss adjustment expenses incurred

American International Group International Commercial — Losses and loss adjustment expenses incurred decreased by 1.6% to $1.25B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.8%, from $1.18B to $1.25B. Over 3 years (FY 2022 to FY 2025), International Commercial — Losses and loss adjustment expenses incurred shows an upward trend with a 3.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityVolatile
Rolls up toMedical costs

How to read this metric

An increase relative to premiums suggests deteriorating underwriting performance or higher-than-expected claim severity, while a decrease indicates improved loss control.

Detailed definition

This metric captures the total costs associated with claims paid and the estimated expenses for settling claims within t...

Peer comparison

Standard metric across all property and casualty insurers, often compared via loss ratios.

Metric ID: aig_segment_international_commercial_losses_and_loss_adjustment_expenses_incurred

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.08B$1.08B$1.08B$1.08B$1.16B$1.16B$1.16B$1.16B$1.09B$1.20B$1.09B$1.08B$1.18B$1.17B$1.17B$1.27B$1.25B
QoQ Change+0.0%+0.0%+0.0%+7.9%+0.0%+0.0%+0.0%-6.2%+10.4%-9.1%-0.9%+8.9%-0.7%-0.3%+8.5%-1.6%
YoY Change+7.9%+7.9%+7.9%+7.9%-6.2%+3.5%-5.9%-6.7%+8.3%-2.6%+6.9%+17.0%+5.8%
Range$1.08B$1.27B
CAGR+3.8%
Avg YoY Growth+4.0%
Median YoY Growth+6.9%

Frequently Asked Questions

What is American International Group's international commercial — losses and loss adjustment expenses incurred?
American International Group (AIG) reported international commercial — losses and loss adjustment expenses incurred of $1.25B in Q1 2026.
How has American International Group's international commercial — losses and loss adjustment expenses incurred changed year-over-year?
American International Group's international commercial — losses and loss adjustment expenses incurred increased by 5.8% year-over-year, from $1.18B to $1.25B.
What is the long-term trend for American International Group's international commercial — losses and loss adjustment expenses incurred?
Over 3 years (2022 to 2025), American International Group's international commercial — losses and loss adjustment expenses incurred has grown at a 3.6% compound annual growth rate (CAGR), from $4.30B to $4.78B.
What does international commercial — losses and loss adjustment expenses incurred mean?
The total costs incurred by the insurer to pay out claims and manage the claims settlement process.