Hamilton Insurance Group, Ltd. HG International — Benefits, claims, losses, and settlement expenses

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Questions, answered.

What is Hamilton Insurance Group, Ltd.'s international — benefits, claims, losses, and settlement expenses?

Hamilton Insurance Group, Ltd. (HG) reported international — benefits, claims, losses, and settlement expenses of $142.82M in Q4 2025.

How has Hamilton Insurance Group, Ltd.'s international — benefits, claims, losses, and settlement expenses changed year-over-year?

Hamilton Insurance Group, Ltd.'s international — benefits, claims, losses, and settlement expenses increased by 14.7% year-over-year, from $124.51M to $142.82M.

What is the long-term trend for Hamilton Insurance Group, Ltd.'s international — benefits, claims, losses, and settlement expenses?

Over 3 years (2022 to 2025), Hamilton Insurance Group, Ltd.'s international — benefits, claims, losses, and settlement expenses has grown at a 19.4% compound annual growth rate (CAGR), from $335.48M to $571.3M.

What does international — benefits, claims, losses, and settlement expenses mean?

The total costs incurred by the international segment related to policyholder claims, including both paid losses and changes in loss reserves. This metric is a primary driver of the underwriting loss ratio and reflects the underlying profitability of the segment's risk selection.