Business Segments · Benefits, claims, losses, and settlement expenses

Other Indemnity — Benefits, claims, losses, and settlement expenses

Progressive Other Indemnity — Benefits, claims, losses, and settlement expenses remained flat by 0.0% to $250.00K in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 85.7%, from $1.75M to $250.00K. Over 4 years (FY 2021 to FY 2025), Other Indemnity — Benefits, claims, losses, and settlement expenses shows a downward trend with a -34.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase relative to premiums suggests deteriorating underwriting profitability, while a decrease suggests improved loss control or favorable claim experience.

Detailed definition

This metric captures the total costs incurred by the Other Indemnity segment related to policyholder claims, including l...

Peer comparison

Similar to incurred loss and loss adjustment expense (LAE) ratios found in specialty insurance divisions of major underwriters.

Metric ID: pgr_segment_other_indemnity_benefits_claims_losses_and_settlement_expenses

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$5.40M$5.90M$6.20M$7.00M$1.00M
YoY Change+9.3%+5.1%+12.9%-85.7%
Range$1.00M$7.00M
CAGR-34.4%
Avg YoY Growth-14.6%
Median YoY Growth+7.2%

Frequently Asked Questions

What is Progressive's other indemnity — benefits, claims, losses, and settlement expenses?
Progressive (PGR) reported other indemnity — benefits, claims, losses, and settlement expenses of $250.00K in Q4 2025.
How has Progressive's other indemnity — benefits, claims, losses, and settlement expenses changed year-over-year?
Progressive's other indemnity — benefits, claims, losses, and settlement expenses decreased by 85.7% year-over-year, from $1.75M to $250.00K.
What is the long-term trend for Progressive's other indemnity — benefits, claims, losses, and settlement expenses?
Over 4 years (2021 to 2025), Progressive's other indemnity — benefits, claims, losses, and settlement expenses has grown at a -34.4% compound annual growth rate (CAGR), from $5.40M to $1.00M.
What does other indemnity — benefits, claims, losses, and settlement expenses mean?
The total costs paid out for insurance claims and related settlement expenses in the Other Indemnity segment.

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