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Progressive PGR Other Indemnity — Benefits, claims, losses, and settlement expenses

Other segment segments

Personal Lines Segment
$46.66B+12.6%

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Other financials

Income statement

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Revenue$22.2B+8.7%
Net income$3.3B+4.3%
EPS (diluted)$4.80+9.8%

Balance sheet

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Cash & equivalents$162.0M-16.9%
Total debt$8.4B+21.6%
Total equity$34.3B+5.3%
Total assets$124.93B+8.2%

Cash flow

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Operating cash flow$4.4B-15.1%
CapEx$63.0M+6.8%
Free cash flow$4.3B-15.3%

Valuation

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Market cap$127.63B-9.8%
P/E10.9×-2.7×

Profitability

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Net margin12.9%+1.8pp
FCF margin18.4%-1.7pp

Returns & leverage

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Return on equity34.9%-2.4pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Progressive in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense.

The official record: Progressive’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Progressive's other indemnity — benefits, claims, losses, and settlement expenses?
Progressive (PGR) reported other indemnity — benefits, claims, losses, and settlement expenses of $250K in Q4 2025.
How has Progressive's other indemnity — benefits, claims, losses, and settlement expenses changed year-over-year?
Progressive's other indemnity — benefits, claims, losses, and settlement expenses decreased by 85.7% year-over-year, from $1.75M to $250K.
What is the long-term trend for Progressive's other indemnity — benefits, claims, losses, and settlement expenses?
Over 4 years (2021 to 2025), Progressive's other indemnity — benefits, claims, losses, and settlement expenses has grown at a -34.4% compound annual growth rate (CAGR), from $5.4M to $1M.
What does other indemnity — benefits, claims, losses, and settlement expenses mean?
This metric captures the total costs incurred by the Other Indemnity segment related to policyholder claims, including loss adjustment expenses and settlement costs. It serves as a primary indicator of the underwriting performance and the severity or frequency of claims within this specific insurance line.