American International Group Global Personal — Losses and loss adjustment expenses incurred increased by 1.2% to $842.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 20.7%, from $1.06B to $842.00M. Over 3 years (FY 2022 to FY 2025), Global Personal — Losses and loss adjustment expenses incurred shows relatively stable performance with a -1.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase relative to premiums suggests deteriorating underwriting performance or higher-than-expected claim frequency/severity.
This metric captures the total costs associated with claims paid and the estimated expenses to settle those claims withi...
Comparable to Losses and Loss Adjustment Expenses (LAE) reported by all property and casualty insurance peers.
aig_segment_global_personal_losses_and_loss_adjustment_expenses_incurred| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $972.00M | $972.00M | $972.00M | $972.00M | $952.75M | $952.75M | $952.75M | $952.75M | $995.00M | $1.00B | $987.00M | $880.00M | $1.06B | $918.00M | $909.00M | $832.00M | $842.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -2.0% | +0.0% | +0.0% | +0.0% | +4.4% | +0.5% | -1.3% | -10.8% | +20.7% | -13.6% | -1.0% | -8.5% | +1.2% |
| YoY Change | — | — | — | — | -2.0% | -2.0% | -2.0% | -2.0% | +4.4% | +5.0% | +3.6% | -7.6% | +6.7% | -8.2% | -7.9% | -5.5% | -20.7% |