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American International Group AIG Global Personal — Losses and loss adjustment expenses incurred

Other segment segments

North America Commercial
$1.42B-6.9%
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$1.25B+5.8%

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Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: American International Group’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's global personal — losses and loss adjustment expenses incurred?
American International Group (AIG) reported global personal — losses and loss adjustment expenses incurred of $842M in Q1 2026.
How has American International Group's global personal — losses and loss adjustment expenses incurred changed year-over-year?
American International Group's global personal — losses and loss adjustment expenses incurred decreased by 20.7% year-over-year, from $1.06B to $842M.
What is the long-term trend for American International Group's global personal — losses and loss adjustment expenses incurred?
Over 3 years (2022 to 2025), American International Group's global personal — losses and loss adjustment expenses incurred has grown at a -1.5% compound annual growth rate (CAGR), from $3.89B to $3.72B.
What does global personal — losses and loss adjustment expenses incurred mean?
This metric captures the total costs associated with claims paid and the estimated expenses to settle those claims within the Global Personal segment. It includes both reported claims and estimates for claims incurred but not yet reported (IBNR). It is a critical measure of the segment's underwriting risk and claims management efficiency.