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Selective Insurance Group SIGI Insurance Operations — Loss and loss expense incurred

Other segment segments

Standard Commercial Lines
$656.83M+12.9%
E&S Lines
$89.37M+1.6%
Standard Personal Lines
$69.3M-9.6%
Investments
$0

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Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Selective Insurance Group’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's insurance operations — loss and loss expense incurred?
Selective Insurance Group (SIGI) reported insurance operations — loss and loss expense incurred of $815.5M in Q1 2026.
How has Selective Insurance Group's insurance operations — loss and loss expense incurred changed year-over-year?
Selective Insurance Group's insurance operations — loss and loss expense incurred increased by 9.3% year-over-year, from $746.33M to $815.5M.
What does insurance operations — loss and loss expense incurred mean?
This represents the total costs associated with claims, including both paid losses and changes in reserves for future claim payments. It is a critical measure of underwriting discipline and the accuracy of the company's actuarial reserving process.