North America Commercial — Losses and Loss Expenses Incurred
American International Group North America Commercial — Losses and Loss Expenses Incurred remained flat by 0.0% to $1.37B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 4.3%, from $1.43B to $1.37B. Over 3 years (FY 2022 to FY 2025), North America Commercial — Losses and Loss Expenses Incurred shows a downward trend with a -8.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Lower incurred losses relative to premiums earned indicate superior underwriting discipline and risk selection.
Detailed definition
The sum of paid claims and the change in reserves for unpaid claims during the period, including the costs associated wi...
Peer comparison
The primary benchmark for underwriting efficiency across the insurance industry.
aig_segment_north_america_commercial_losses_and_loss_expenses_incurredHistorical Data
| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $7.22B | $6.32B | $5.71B | $5.47B |
| YoY Change | — | -12.4% | -9.6% | -4.3% |
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Frequently Asked Questions
- What is American International Group's north america commercial — losses and loss expenses incurred?
- American International Group (AIG) reported north america commercial — losses and loss expenses incurred of $1.37B in Q4 2025.
- How has American International Group's north america commercial — losses and loss expenses incurred changed year-over-year?
- American International Group's north america commercial — losses and loss expenses incurred decreased by 4.3% year-over-year, from $1.43B to $1.37B.
- What is the long-term trend for American International Group's north america commercial — losses and loss expenses incurred?
- Over 3 years (2022 to 2025), American International Group's north america commercial — losses and loss expenses incurred has grown at a -8.9% compound annual growth rate (CAGR), from $7.22B to $5.47B.
- What does north america commercial — losses and loss expenses incurred mean?
- The total cost of claims and related expenses incurred by the segment during the period.